Home Buying in 90802 : Real Estate Advice

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Firstcards, Home Buyer in Long Beach, CA
Firstcards answered:
Rent -to-Own Websites?
2 Bedrooms, 3 Bedrooms and 4 Bedrooms are available for RENT to Own.We have Been Assisting Families Like Yours Get Into Their New Home. No Credit Check Required! Click The Link Box Belo ... more
0 votes Share Flag Thu Jul 21, 2016 Home Buying in 90802
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
I want to file a complaint about one of your loan officers.
Trulia is an advertising site. If you have a complaint, contact the Department of Financial Services in New York. Lots of complaints are due to misunderstandings and miscommunications. ... more
0 votes Share Flag Tue Apr 19, 2016 Home Buying in 90802
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Can someone explain what is a legal quiet title action?
A quite title action is generally filed to correct or change the way title is held to the property because the parties who messed it up are no longer around or in dispute. It doesn't re ... more
1 vote Share Flag Thu Jun 11, 2015 Home Buying in 90802
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
My girlfriend wants to refinance cash out with SS# good credit no income I have income ,W2 & ITIN#, is this possible? Thanks
Yes. Based on you having a W-2 it sounds like you have the correct Visa to go with your ITIN# in order to get a conventional loan.

I do not check replies, so if you have a comment or ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in 90802
Shannon Jones, Real Estate Pro in Seal Beach, CA
Shannon Jones answered:
Boyfriend has two foreclosures against him with timeshares. Is it impossible for us to buy a home?
Talk to several lenders to get a definitive answer.
0 votes Share Flag Thu May 22, 2014 Home Buying in 90802
Michael Magaw, Real Estate Pro in Torrance, CA
Michael Magaw answered:
What is a legitimate rent to own listing that has scams involved?
The problem is the leasee/tenant (future buyer) usually wants to lock in today's prices and interest rates and does not want to pay for it. In that case it makes no sense for the landl ... more
0 votes Share Flag Sat Dec 28, 2013 Home Buying in 90802
Michael Magaw, Real Estate Pro in Torrance, CA
Michael Magaw answered:
I meant no scams involved for a rent to own property in michigan
The problem is the leasee/tenant (future buyer) usually wants to lock in today's prices and interest rates and does not want to pay for it. In that case it makes no sense for the landl ... more
0 votes Share Flag Sat Dec 28, 2013 Home Buying in 90802
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
. Does anyone know of any legit rent to owns in new hamnpshire?
The state of the market really doesn't lend itself to rent to owns. I would watch out if I were you. When interest rates are really high, that’s the time to look for rent to owns ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in 90802
ken  baker, Real Estate Pro in null, CA
ken baker answered:
I was denied prequalification on a home loan. Said I could come in and fill out a home loan application, talk to a rep, for a fee. Will this help?
I can't totally advise you, without knowing all the facts of this case, BUT, I would be careful about paying fees. Lenders and RE people are paid very well for successful transactions. ... more
0 votes Share Flag Wed May 8, 2013 Home Buying in 90802
Mark Vinton, Real Estate Pro in Long Beach, CA
Mark Vinton answered:
what is considered good credit? I mean, if you were to lease a condo to someone, what's the lowest score
Hello Uliver. I too own rental property and I'm a member of the Apartment Owners Association and use their ABC grade credit reports. I accept "A" or "B" rated reports. A's are defined a ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in 90802
Samantha Bak…, Real Estate Pro in Huntington Beach, CA
Samantha Baksic answered:
Hello, What are the key factors to consider when one shops around for a lender to refi? Please advise. Thanks Christina
You also want to make sure you are using someone who is a broker, as opposed to just using a specific bank. A broker is able to shop around for the best rate possible. Best of luck!

... more
0 votes Share Flag Tue Mar 5, 2013 Home Buying in 90802
Deb Dobias, Home Owner in Long Beach, CA
Deb Dobias answered:
has the laws changed on OYO properties regarding home equity loans? I am thinking of buying a OYO that needs repairs and upgrades. can i get a loan?
Some OYOs do have seperate tax bills. That is not the problem. Lenders and our attorney who has dealt with OYO problems for many years has told us that the financing problem is simply ... more
0 votes Share Flag Tue Jun 7, 2011 Home Buying in 90802
Peter Machin, Real Estate Pro in Long Beach, CA
Peter Machin answered:
I am looking for rent to won properties in the Long Beach area ranging from the price of 800-1050 a month?
Plenty of places to rent but very few rent to own as property right now is often being sold as a short sale
0 votes Share Flag Thu Feb 24, 2011 Home Buying in 90802
Barbara Robb…, Real Estate Pro in Long Beach, CA
Barbara Robbins-Olexa answered:
Is it possible to finance OYO? Who does financing on OYO?
Hi Brian: Sorry to say, but I had a client that just wanted to purchase an OYO recently and I contacted the lender I have worked with these on for 20 years. Currently that bank unfortu ... more
0 votes Share Flag Mon Dec 1, 2008 Home Buying in 90802
Aida Pinto,  in Pasadena, CA
Aida Pinto answered:
I am looking at investing in property in Long Beach Ca (zip code 90802). Sell prices have been falling over
Leo, you can check for yourself on my website. Long Beach has a lot of forclosures and you can get a great deal. You can get an advantage by searching the Multiple Listing Service go to ... more
0 votes Share Flag Thu Nov 8, 2007 Foreclosure in 90802
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