Home Buying in 90650 : Advice

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
IF THE SAME MORTGAGE COMPANY PULLS MY CREDIT MORE THAN ONCE IN A 3 MONTH PERIOD, WILL THIS HURT MY SCORE?
Hello Angel, Yes as the window is only 30 days with no hits but it should not be that much of a difference. You just need to make sure if you have any small credit card limits that you ... more
0 votes Share Flag Sat May 24, 2014 Credit Score in 90650
Oscar Gonzal…, Real Estate Pro in Bellflower, CA
Oscar Gonzales - Hablo Espanol answered:
does a loan modification affect your credit standing?
Hello,

Nope, will not affect your credit. Has nothing to do with your credit. A loan mod is a re structure of your mortgage which is non credit based.


Oscar Gonzales
WestCo Re ... more
0 votes Share Flag Sat May 24, 2014 Foreclosure in 90650
Morcos Azer, Real Estate Pro in 90650
Morcos Azer answered:
How do I go about taking out some negative items from the credit report to enhance FICO?
Thank you Eden Lim, The company that you referred my client to fix his credit is working for him. He is very happy.
0 votes Share Flag Mon Nov 12, 2012 Home Buying in 90650
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
If the CALVET will not take my payments any longer what should I do?
Inneedofhelp?
Are you behind on your payments? Sometimes when a borrower gets far enough behind the lender stops accepting individual payments and wants to work out a long term solut ... more
0 votes Share Flag Tue Nov 1, 2011 Foreclosure in 90650
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
Is anyone familiar with the California Department of Veterans Affairs foreclosure process?
I re-read that and think you mean Cal Vet? Give them a call http://www.calvet.ca.gov/.
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Inneedofhelp, Home Owner in Norwalk, CA
Inneedofhelp answered:
Can I get CalVet to give me back my home if I am still in it and I pay all the back fee? I can not get a straight answer from lawyer, Calvet....
No, it is not a Notice of Default it is a "Notice of Cancellation" and that was all that was on file. I actually found out about it only after a relator came to my home and sh ... more
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
CalVet filed a Notice of Cancellation on my home I only found this out after I tried to get the information on where to send money. What can I do?
I think you may mean a notice of default. They will probably want all past due funds and legal fees to take it out of default though. But you never know call them and see if you can wo ... more
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Inneedofhelp, Home Owner in Norwalk, CA
Inneedofhelp asked:
Does anyone know how a Land Contract works that Calvet uses do they have to send anything by certified mail before cancelling my contract? It is really hard to find anything out about the CA VA home loans.
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Brian Flock,…, Real Estate Pro in Carlsbad, CA
Brian Flock, MBA answered:
IF THE SAME MORTGAGE COMPANY PULLS MY CREDIT MORE THAN ONCE IN A 3 MONTH PERIOD, WILL THIS HURT MY SCORE?
You only get a 30 day window in which to freely check your credit for a mortgage. And lenders only use a given credit report for 90 days so it is possible to have your credit polled mul ... more
0 votes Share Flag Mon Apr 25, 2011 Credit Score in 90650
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Citi offered us a mod when we called and asked of 2.7% for 5 years then 4.5% for the remainder of our loan. This is not extending our loan at all
Jdhobz double check it may not extend your loan but watch out for that last payment. A lot of lenders are placing all the past interest and late payment fees on the final payment as a b ... more
0 votes Share Flag Wed Jun 9, 2010 Credit Score in 90650
Other, Home Owner in Sacramento, CA
Other answered:
What can you say about Platinum Home Mortgage? Comments are very much appreciated.
Fox Blake,

There are many mortgage companies out there. Brokers, direct lenders, banks, and credit unions. Some are good and some are not so good. A good start is a referral from ... more
0 votes Share Flag Wed Dec 16, 2009 Home Buying in 90650
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz (213) 814-5238 answered:
What are your predictions for the prices of real estate in Southern California like in the cities of Downey,?
There is quite a bit of fear out there, on the part of potential home buyers. Like you, they do not want to over pay for a property..and who can blame them??!! As far as..where is the m ... more
1 vote Share Flag Wed Aug 13, 2008 Home Buying in 90650
Monique &…, Real Estate Pro in Los Angeles, CA
Monique & Joe Carrabba answered:
In the cities of SOUTHERN CALIFORNIA like Downey, Norwalk, Lakewood, Bellflower... If a home is listed around
Hello Fox,

I would run the comps first. I think a low-ball offer is anything greater than 10-15% depending on the amount of days on market. The agent also needs to take into account ... more
0 votes Share Flag Sun Aug 10, 2008 Home Buying in 90650
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