Nope, will not affect your credit. Has nothing to do with your credit. A loan mod is a re structure of your mortgage which is non credit based.
WestCo Re ... more
Are you behind on your payments? Sometimes when a borrower gets far enough behind the lender stops accepting individual payments and wants to work out a long term solut ... more
There are many mortgage companies out there. Brokers, direct lenders, banks, and credit unions. Some are good and some are not so good. A good start is a referral from ... more
I would run the comps first. I think a low-ball offer is anything greater than 10-15% depending on the amount of days on market. The agent also needs to take into account ... more