Hello Angel, Yes as the window is only 30 days with no hits but it should not be that much of a difference. You just need to make sure if you have any small credit card limits that you are under 50% of the credit to maximize your scores.
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You only get a 30 day window in which to freely check your credit for a mortgage. And lenders only use a given credit report for 90 days so it is possible to have your credit polled multiple times for a long transaction like a short .
Either way, each new check of the 30 day window is approximately 5 points.... more
Jdhobz double check it may not extend your loan but watch out for that last payment. A lot of lenders are placing all the past interest and late payment fees on the final payment as a balloon payment. That way they are not writing off any of your principle and when you sell the property they will be made whole.
For them it is a good bussiness decision because you get a monthly you can afford and the lender will be made whole at the time you sell the property.... more