90650 : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Bankruptcy court approval question! Once approval is made..
You should ask the attorney involved. I have never had that come up.
0 votes Share Flag Fri Jul 24, 2015 Home Buying in 90650
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
How do you find a good realtor that knows about foreclosures?
Foreclosures make up such a small percentage of the active listings on the market. There are plenty of well priced properties to choose from. If you are still in the market, give ma a c ... more
0 votes Share Flag Mon Jan 26, 2015 Investment Properties in 90650
Oscar Gonzal…, Real Estate Pro in Norwalk, CA
Oscar Gonzales answered:
IF THE SAME MORTGAGE COMPANY PULLS MY CREDIT MORE THAN ONCE IN A 3 MONTH PERIOD, WILL THIS HURT MY SCORE?
Hello,

It will hit, but for a few points only.

Oscar Gonzales
WestCo Realty
562-244-2055
BRE#01771716
0 votes Share Flag Sat May 24, 2014 Credit Score in 90650
Oscar Gonzal…, Real Estate Pro in Norwalk, CA
Oscar Gonzales answered:
does a loan modification affect your credit standing?
Hello,

Nope, will not affect your credit. Has nothing to do with your credit. A loan mod is a re structure of your mortgage which is non credit based.


Oscar Gonzales
WestCo Re ... more
0 votes Share Flag Sat May 24, 2014 Foreclosure in 90650
Morcos Azer, Real Estate Pro in Norwalk, CA
Morcos Azer answered:
How do I go about taking out some negative items from the credit report to enhance FICO?
Thank you Eden Lim, The company that you referred my client to fix his credit is working for him. He is very happy.
0 votes Share Flag Mon Nov 12, 2012 Home Buying in 90650
Polo Carrillo, Real Estate Pro in Norwalk, CA
Polo Carrillo answered:
Do loan modifications affect getting approved for a new mortgage loan? Our credit is still good and have never been late, we just need a bigger house
Hi Nessa25.
It will be much easier for you to get a new mortgage/new home by selling your home. If you try to get a new loan or purchase a new home, your current mortgage will be accou ... more
0 votes Share Flag Fri May 11, 2012 Financing in 90650
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
If the CALVET will not take my payments any longer what should I do?
Inneedofhelp?
Are you behind on your payments? Sometimes when a borrower gets far enough behind the lender stops accepting individual payments and wants to work out a long term solut ... more
0 votes Share Flag Tue Nov 1, 2011 Foreclosure in 90650
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Is anyone familiar with the California Department of Veterans Affairs foreclosure process?
I re-read that and think you mean Cal Vet? Give them a call http://www.calvet.ca.gov/.
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Inneedofhelp, Home Owner in Norwalk, CA
Inneedofhelp answered:
Can I get CalVet to give me back my home if I am still in it and I pay all the back fee? I can not get a straight answer from lawyer, Calvet....
No, it is not a Notice of Default it is a "Notice of Cancellation" and that was all that was on file. I actually found out about it only after a relator came to my home and sh ... more
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
CalVet filed a Notice of Cancellation on my home I only found this out after I tried to get the information on where to send money. What can I do?
I think you may mean a notice of default. They will probably want all past due funds and legal fees to take it out of default though. But you never know call them and see if you can wo ... more
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Inneedofhelp, Home Owner in Norwalk, CA
Inneedofhelp asked:
Does anyone know how a Land Contract works that Calvet uses do they have to send anything by certified mail before cancelling my contract? It is really hard to find anything out about the CA VA home loans.
0 votes Share Flag Thu Oct 27, 2011 Foreclosure in 90650
Brian Flock, Real Estate Pro in Carlsbad, CA
Brian Flock answered:
IF THE SAME MORTGAGE COMPANY PULLS MY CREDIT MORE THAN ONCE IN A 3 MONTH PERIOD, WILL THIS HURT MY SCORE?
You only get a 30 day window in which to freely check your credit for a mortgage. And lenders only use a given credit report for 90 days so it is possible to have your credit polled mul ... more
0 votes Share Flag Mon Apr 25, 2011 Credit Score in 90650
Michael Chal…,  in Odessa, TX
Michael Chalambaga answered:
My Mother recently passed away the we were wondering if we should try to sell her home now or wait to see of the market improves.
Buy your House NOW! according to toSmart Money Magazine.

According to a just published article in Smart Money Magazine, Why You Should by That Home Now, sounds the opening cannon sh ... more
0 votes Share Flag Thu Feb 17, 2011 Home Selling in 90650
James Gordon…, Real Estate Pro in Hamilton, OH
James Gordon ABR SFR SRS answered:
Citi offered us a mod when we called and asked of 2.7% for 5 years then 4.5% for the remainder of our loan. This is not extending our loan at all
Jdhobz double check it may not extend your loan but watch out for that last payment. A lot of lenders are placing all the past interest and late payment fees on the final payment as a b ... more
0 votes Share Flag Wed Jun 9, 2010 Credit Score in 90650
Other, Home Owner in Sacramento, CA
Other answered:
What can you say about Platinum Home Mortgage? Comments are very much appreciated.
Fox Blake,

There are many mortgage companies out there. Brokers, direct lenders, banks, and credit unions. Some are good and some are not so good. A good start is a referral from ... more
0 votes Share Flag Wed Dec 16, 2009 Home Buying in 90650
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
HomeOwner Exemption
Hi Francisca, your home value SHOULD NOT be reassessed to current market value.

Technically, you needed to notify the County when the first property was no longer your principal resi ... more
0 votes Share Flag Thu Oct 8, 2009 General Area in 90650
Janet Reilly,  in Carmel, CA
Janet Reilly answered:
Are agents now giving/sharing commissions to buyers and sellers? I have met a realtor who is willing to share
Hi Fox, Some agents do rebate part of their commission and of course, all commissions are negotiable. Agents may rebate, first of all if it is legal, which it is not in all states (alt ... more
0 votes Share Flag Thu Aug 28, 2008 Agent2Agent in 90650
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
What are your predictions for the prices of real estate in Southern California like in the cities of Downey,?
There is quite a bit of fear out there, on the part of potential home buyers. Like you, they do not want to over pay for a property..and who can blame them??!! As far as..where is the m ... more
1 vote Share Flag Wed Aug 13, 2008 Home Buying in 90650
Monique & Joe…, Real Estate Pro in Los Angeles, CA
Monique & Joe Carrabba answered:
In the cities of SOUTHERN CALIFORNIA like Downey, Norwalk, Lakewood, Bellflower... If a home is listed around
Hello Fox,

I would run the comps first. I think a low-ball offer is anything greater than 10-15% depending on the amount of days on market. The agent also needs to take into account ... more
0 votes Share Flag Sun Aug 10, 2008 Home Buying in 90650
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