Financing in 90501 : Advice

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Robert Spino…, Real Estate Pro in Mill Valley, CA
Robert Spinosa answered:
Can someone explain to me the difference between the rate and apr?

Simply put, APR is the "price per pound" of the money. When you go into a grocery store and you see the 32oz. box at one price, and the 24oz. box at another, you hav ... more
0 votes Share Flag Thu May 26, 2011 Financing in 90501
Bart, Home Buyer in 94538
Bart answered:
Closing cost and Lender fees?
My question is for information purposes. I have never purchased a property using a conventional loan. Conventional loans seem to be cheaper than FHA loans, because of the upfront mortga ... more
0 votes Share Flag Sat Dec 11, 2010 Financing in 90501
Christy Schw…,  in Sarasota, FL
Christy Schwartz answered:
Can I refinance now even thou I’m will be late this month’s also?
Please give me a call!! We will be able to get you done in 3-4 weeks. If you have paid the mortgage on the 30th day for the last 2 months you will be fine because it is considered what ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in 90501
Shel-lee Dav…, Real Estate Pro in Palos Verdes Estates,...
Shel-lee Davis answered:
FHA Cash out Refinance loan; can someone tell me what are the fees I would have to pay and about how much(Ballpark)?

There are many direct lenders doing these loans at par (i.e. no points). You will have to pay for the appraisal, lender's title insurance, escrow, and some lender fees. ... more
0 votes Share Flag Mon Aug 30, 2010 Financing in 90501
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