Financing in 90039 : Advice

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Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
I have a first mortgage of 40,000 @ 5.875 % with about 54 months left and a heloc of 59,000 @ 2.99%. I would like to pay off the first with the heloc
Hi Emjayrow,

With only 5 years left on your first mortgage, it may not "pay" you to refinance, even with a lower rate - you need to look closely at the numbers.

First, ... more
0 votes Share Flag Sun Oct 30, 2011 Financing in 90039
Sky Minor, Real Estate Pro in Los Angeles, CA
Sky Minor answered:
Which are the "health and safety" issues that will have a lender deny a loan?
Rod's given good answers here. No way a floorless house will pass FHA/VA's underwriting and I'd be surprised if any fannie/freddie conduit underwriter would let it slide either. I'd loo ... more
0 votes Share Flag Fri Apr 24, 2009 Financing in 90039
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