Home Buying in 90033 : Real Estate Advice

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David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
Is there a legal way of buying a short sale property who belongs to a relative without violating the?
I found a good blog about this on activerain http://activerain.com/blogsview/958500/beware-of-the-arms-length-transaction-affidavit
0 votes Share Flag Fri Aug 7, 2009 Home Buying in 90033
William Pola…, Real Estate Pro in Boca Raton, FL
William Polack answered:
My cousin is a resident in California and he wants to buy a property with a range of less than 200k. However,
Unfortunately, a co-signor will not allow your cousin to qualify for a loan. He must qualify on his own. A co-signor will only help him income qualify.
0 votes Share Flag Tue Jul 7, 2009 Home Buying in 90033
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Will the downpayment for FHA be out of pocket from the buyer or can it be included in the loan?
Hi Amanda, Erin's correct on the two appraisals; however, if you put 5% down you can avoid the 2nd appraisal. If you ask for the max of 6%, based on true market value, you are still ahe ... more
0 votes Share Flag Sat Jun 27, 2009 Home Buying in 90033
Andy Bencosme, Real Estate Pro in Sierra Madre, CA
Andy Bencosme answered:
My sister from New Jersey would like to buy a property here in California. How much will be the downpayment?
The other answers are correct in their down payment ranges. However if your sister plans to relocate and wants to owner-occupy the home, she could get an FHA loan for as low as 3.5% do ... more
0 votes Share Flag Fri Jun 26, 2009 Home Buying in 90033
Bob Georgiou, Real Estate Pro in Danville, CA
Bob Georgiou answered:
In California, if a buyer is married and secure a loan to buy property ONLY under her name, is there a way for
Laurie is correct but her answer leaves the wrong impression.

A husband or wife can buy real estate as sole and separate property even though it is a community property state. A hus ... more
0 votes Share Flag Fri Jun 26, 2009 Home Buying in 90033
Monique & Joe…, Real Estate Pro in Beverly Hills, CA
Monique & Joe Carrabba answered:
Correction: My cousin who is tourist and has very established business in the Philippines purchased 2
Hello Amanda,

Thanks for the clarification. I spoke with the lender I work with, CPK Mortgage, Chris King. He said he would need to know the type of Visa it is to correctly answer yo ... more
0 votes Share Flag Wed May 27, 2009 Home Buying in 90033
Matthew Bart…, Real Estate Pro in Glendora, CA
Matthew Bartlett answered:
Is it fine not to indicate contingency period in the offer? Will that be at the disadvantage of the buyer?
Hi Amanda,

Yes it would be a significant disadvantage to the buyer. I would never recommend to a buyer that I'm representing to make nor except the removal of the contingency period. ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in 90033
Alexandra Pa…, Real Estate Pro in Montebello, CA
Alexandra Parra Rivera answered:
How much is the usual downpayment for First Home Buyer is it 3 % or 3.5%?
If you are using an FHA loan its 3.5%. The lender I use has a program for first-time buyer that lets the buyer come in with 0.5%. If you need his contact information here it is: Al Th ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in 90033
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