Hi, I am also a Vet and have used my VA many times. The best thing I can tell you is to contact a lender and let them take a look at the big picture. If you like, I have a lender I trust and I would be happy to share his contact information with you.
Yes, it is still in the Cherry Creek School district. If you are thinking about buying from a builder, let me know and I can help represent you. The builder almost always pays my fees and it provides you an advocate.
(720) 490-1687... more
HOA Fees can vary widely based on how well it is ran by board of directors and property managers. Number of homes can have a major impact as well. The greater the number of homes that are cover means the cost can be spread out and kept much lower. Next, the amenties and condition will make a big difference. Those complexes that have a pool will have a greater costs than those that do not. If the units will need new roofs or painting may have to raise HOA Fees to cover the costs if their reserves are not there. There is not a cap except what the market will bear and home owners are willing to pay before they mutiny. Your REALTOR will be able to help you analyze the HOA costs to see if they make sense.... more
If there are comps in your own complex, they would be used first since they should be the best comps anyway. If there aren't enough comps in that complex, I've not heard of any reason that they wouldn't be able to use comps in other nearby and similar complexes. Typically, foreclosures and short sales are not used as comps for normal sales, but they can be used if other better ones aren't available and price adjustments made for condition, distressed sale, etc.... more