You are very close to being able to get a home loan. The lenders use your middle your middle credit score. I'd be happy to work with you in getting your score to move up in the 620 - 640 range and in finding a home that fits your needs.
Thanks for your question, Owner financing might be and option, while you are working on your credit score the best is to consult with a loan officer as far as your financial situation. Please email me email@example.com and I can provide you a few names.
Do you own the lot you want to build on? If you do, you may have a chance depending on several factors. If you don't own the lot you want to build on, your facing an up hill battle.
Hello. Great area of the real estate market in Austin. Los Indios has a lot of really great features and its locaiton is top notch.
Your question has a it depends answer. It depends on what the scores are, what the reasons the credit is low, job stability, downpayment, etc.... The best an easiest thing to do is to talk to a REPUTABLE lender and get an accurate assessment of your particular situation.
Please let me know if you would like a mortgage contact. I would be glad to put you in touch.
Thanks and good luck!
Ritch Haenke, Realtor
Coldwell Banker United