I am sure many companies may differ, but we use an outside contractor to check credit on anyone applying for a lease. The company will check all three major credit agencies and send us a report with a combined FICO score and information about each account (such as credit cards, cell phones) the applicant may have on their credit report. This is for leasing/renting a home.
For mortgage companies, again each bank or mortgage company will have their own policies and provider to run the credit.
Royce Simmonds, Broker-Owner
Simmonds Real Estate Inc. www.roycerealestate.com
36 Years Air Force Service (15 Enlisted-21 Officer)... more
Unfortunately you can't search for a specific community based on SLOW CREDIT or any credit score # even if known. Each apartment community has different criteria and would need to be called individually to ask about your credit inquiry. Thats MY job! To take the stress off your search. Let me know what communities your interested in once you search by zip code/price/bedrooms/baths/ect. using the below link. I'll be happy to make the calls for you and set the in person viewing appointments so you find the right place FAST!... more