Credit Score in 77077 : Advice

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Tom Burris, Real Estate Pro in Plano, TX
Tom Burris answered:
I am married and my husband and i both have bad credit scores, his is mid 500s and mine is 620. Can i get a FHA loan if my mom cosigns with 715 score?
The above link is to an article I wrote: It is a little info about the' FHA Non-Occupant Co-Borrower Loan'.
... more
0 votes Share Flag Wed May 20, 2015 Credit Score in 77077
Alan Harper, Real Estate Pro in Houston, TX
Alan Harper answered:
Is it absolutely necessary to payoff an ~$9,000 collection account before being approved by a lender regardless of credit score being above 620.?
Every lender is different. Some will not give you a loan with any collection accounts. Some will just look at the debt to income ratio. Get pre-approved through 2-3 lenders and see what ... more
0 votes Share Flag Sat Jan 4, 2014 Credit Score in 77077
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