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Irenelori, Home Buyer in Ontario, CA
Irenelori answered:
On a VA loan, is the seller responsible for all closing costs and the buyer responsible for all mortage points?
Unallowable fees

The VA allows lenders to charge a 1% origination fee, which covers costs involved with originating and processing a mortgage. Lenders can also skip the flat fee and ... more
3 votes Share Flag Fri May 15, 2015 Financing in 77059
Deborah Wint…, Real Estate Pro in Houston, TX
Deborah Winters Chaney answered:
Who pays for a well water test and termite tests? Is it the same for a VA buyer?
Mark is right, all inspections are paid for by the Buyer. However, if termites or Wood-Destroying Insects are found, The Homeowner pays for the elimination of them. Thanks for your in ... more
0 votes Share Flag Mon Oct 13, 2014 Financing in 77059
Roberta Stor…, Real Estate Pro in Bunker Hill Village,...
Roberta Storey answered:
On a house selling for $385,000, how much should the seller pay towards closing costs on a VA loan?
Hello John:

The Closing costs can be negotiable.

Kind regards,

Roberta Storey
0 votes Share Flag Wed May 28, 2014 Financing in 77059
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
sold a home to buyers with a VA loan, is it standard for the seller to pay the commission to the buyers agent
If your home was listing with a licensed agent you need to read your listing agreement. If your house was so listed, I cannot fathom that you would not have been made to understand that ... more
0 votes Share Flag Sun Oct 20, 2013 Financing in 77059
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
is there anyone who just buys property that have va loans so vet can move on with life elsewhere?
Hill...I recommend you sell to new loan/money rather than letting somebody assume your VA loan. It's cleaner and you will likely want to USE your VA benefit again for your next house, ... more
0 votes Share Flag Sun Jun 2, 2013 Financing in 77059
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
Should I have any reservations about using an internet (on-line) mortage company for financing the home I am thinking about buying?
It won't matter until you hit a bump - and you will. I strongly recommend you work with a strong mortgage rep and yes, all the better if your agent has a good working relationship with ... more
0 votes Share Flag Fri Apr 12, 2013 Financing in 77059
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I'm willing to buy 2 heirs out of 6 their share of an estate, and using the other 3 relinquish funds for rehab work.
Great...just have your probate attorney walk you through the transaction.

This is fairly common.
1 vote Share Flag Thu Sep 20, 2012 Financing in 77059
Tom Burris, Real Estate Pro in Plano, TX
Tom Burris answered:
Can buyers with an FHA loan limit pay the differance on the selling price?
In response to Francisco..... To be clear.

FHA or Conventional. The initial 20% does NOT go towards down payment. You will have to make an additional payment of $20,000 in addition t ... more
0 votes Share Flag Tue Jul 19, 2011 Home Buying in 77059
Nancy W. Sua…, Real Estate Pro in Houston, TX
Nancy W. Suarez answered:
I need something that keeps me at brookwood school
Heather,
Thanks for your inquiry about Brookwood Elementary School and homes that are zoned to that particular school. I am a former resident of Brookwood and have sold homes in both ... more
0 votes Share Flag Mon Jun 13, 2011 Rent vs Buy in 77059
Paul Silverm…, Real Estate Pro in Houston, TX
Paul Silverman answered:
I am moving to the Houston area and would like to know which area offers best schooling and qualityof life: clear lake, friendswood, or missouri city.
You can also go to crimereports.com to get some good information. As far as schooling, look into the following school districts : Clear Creek ISD, Friendswood ISD, and Fort Bend ISD. I ... more
0 votes Share Flag Wed Oct 6, 2010 Home Buying in 77059
Brad & Jenni…, Real Estate Pro in The Woodlands, TX
Brad & Jennifer answered:
How do down payment and seller concession affect FHA appraisals. Also do FHA appraisal consider market value
Megan,

A property must appraise at or above the sales price. The down payment will affect the sales price but the seller concession will not. Appraisals are based on homes sold wit ... more
0 votes Share Flag Fri May 1, 2009 Home Buying in 77059
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