Land use and controls are referring to deed restrictions or municipal zoning. Most homes in residential subdivisions in Texas have deed restrictions that restrict their use to residential use. Deed restrictions also generally require you to get approval from the Homeowners Association before making additions or improvements to the home. They also covers issues such a car parking, yard maintenance, etc. Municipal zoning covers similar issues, but is enforced by the local municipality. Not all cities in Texas have zoning restrictions. The City of Houston does have zoning restrictions, but can enforce deed restrictions.... more
The short answer to your question is to talk to a lender and see what they say about your financial situation. You might want to talk to 2-3 different lenders as they will all have their own criteria and you might get turned down with one but not the other.
Keep in mind that anything you buy while married your spouse is entitled to half. If this is acceptable to you then you are fine. If that is not your intention then talk to an attorney.
One more thing, the lender might require your husband to sign a quit claim depending on your/his financial situation.