You are comparing APPLES with ORANGES:
There are many different Banks and Lending companies out there, with different requirements and policies.
There are many PROGRAMS out there; FHA, FHA 203, USDA, VA, Conventional Homepath, HUD, etc.
There are many different details in each persons Credit Report; details that you would not have access to: You cannot compare your Credit to someone else's.
You should be comparing 2 or 3 Lenders; what each lender can do for YOU. Look at the GFE's.... more
There are different ways a Realtor can investigate that info. Ask your agent
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
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