Home Buying in 75104 : Advice

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Frieda Porter, Real Estate Pro in 75104
Frieda Porter answered:
Are there any agents in the Cedar Hill area that specialize with VA loans and guidelines?
I've worked with a lender who has specialized in VA loans for years.

James McDow
Managing Director Bluesky Lending
1255 West 15th St. Ste.470
Plano, TX. 75075
972-673-4193 X150
... more
0 votes Share Flag Fri May 23, 2014 Home Buying in 75104
Frieda Porter, Real Estate Pro in 75104
Frieda Porter answered:
Are there any first time home buying assistance programs for single mothers?
Jonathan, answered the most popular bond right now is the USDA. Are you a Teacher or a Nurse?
I can give you more details about what's available to you. Some bonds are profession speci ... more
1 vote Share Flag Fri May 23, 2014 Home Buying in 75104
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
My middle score is a 688 I make 36000 a yr.. How much house could I get approved for?
Just contract any lender of your choice for those answers. I am not sure how you found out your FICO score but the lender will also share that information with you as well.
www.tcrdall ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in 75104
Melinda Mill…, Real Estate Pro in Arlington, TX
Melinda Miller answered:
ARE THERE ANY PROGRAMS IN HOUSTON, tX FOR SINGLE MOTHERS FIRST TIME HOME BUYERS?
Yes there is bond money and there is plenty available... give me a call and I would be happy to connect you to the right sources in the Houston area.
0 votes Share Flag Mon Jan 6, 2014 Home Buying in 75104
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
READY TO BUY not best of credit. i am wrkn to repair it. are their any lenders that work with you. i don't want to cont pay HIGH RENT in cedar hill
Well what exactly do you mean by "not best of credit?" I ask this because I have still been able to give out loans with credit scores as low as 580. So if you have at least a credit sco ... more
0 votes Share Flag Wed Sep 18, 2013 Home Buying in 75104
Anne L Bokalo, Real Estate Pro in Canton, TX
Anne L Bokalo answered:
I currently own a home, but is looking to purchase another home! Should I rent or sale my old home?
I"m a landlady and have gone through a lot with renters, anguish over the repairs. The good news about renters, they're paying the bills but I get to write everything off on my taxes. W ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in 75104
Don Baker, Real Estate Pro in Red Oak, TX
Don Baker answered:
When is it a good time to speak to a lender?
Depending on which credit repair company you've been working with, because not all credit repair companies approach repairing your credit the same way, I would talk to a loan officer n ... more
0 votes Share Flag Fri Sep 13, 2013 Home Buying in 75104
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I'm planning to buy a house in Cedar Hill (3bdrms 100-150K) but my credit is barely new (2yrs), how possible is to get a loan?
Usually a couple credit lines from past two years to get a mortgage from a lender. Luckily, there are some lenders like myself that can give loans without credit. In the event a borrowe ... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in 75104
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
I am 19 years old and I would like to look into buying a starter home. How possible is it for me to get a loan for a home if I have good credit?
Age doesn't matter.
Credit and stable income is all that is required to buy a house.


Tom Burris
Mortgage Banker
http://www.servicefirstmckinney.com/
(214) 763-4629 cell/text/ ... more
0 votes Share Flag Wed Jul 10, 2013 Home Buying in 75104
Shay Frazier, Real Estate Pro in Cedar Hill, TX
Shay Frazier answered:
Is Cedar Hill, Texas a good are to purchase a home at this time?
Cedar Hill is convenient to downtown Dallas and Fort Worth. It has its own shopping, restaurants, and scenic hillside landscape. To find out more info about Cedar Hill, visit my website ... more
0 votes Share Flag Thu Jun 13, 2013 Home Buying in 75104
K.C. Jones, Real Estate Pro in Texas
K.C. Jones answered:
I am 22 and looking to purchase a home within the next 6 months. What does my credit have to be and approx. what % of down payment? (cedar hil, tx)
Nisha,

The short answer is...580+ credit score and 3.5% down.
Contact me and I'll help you get into your new home. :)

K.C. Jones
RH Lending
214-432-0486
kjones@rhlending.com
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 75104
Dixon Wong, Real Estate Pro in 75206
Dixon Wong answered:
Interested in 905 Beverly, Cedar Hill, TX 75104 Is it available for acquisition can close in < 3 weeks
Hi Rene,

Another thought if you are really interested in this property.

You can contact the bank directly prior it comes out on the market. There are times that they will directly ... more
0 votes Share Flag Wed Jun 20, 2012 Home Buying in 75104
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
Some one put an offer on my house, we were waiting on closing, then there financing fell thru, do i get the ernest money that they put up..
That's a great big "maybe"
We can't know the answer without knowing what the contract says and the events that took place.

The buyers have a limited time to get their financing ap ... more
0 votes Share Flag Wed Apr 4, 2012 Home Buying in 75104
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
What is the likelihood of purchasing your first home with little to no down payment?
I'm afraid 75104 is not in the eligible areas for USDA.

Just south of there in Midlothian, or east in Oak Leaf, Ovilla, Red Oak you can find USDA eligible properties.

You ... more
0 votes Share Flag Tue Mar 29, 2011 Home Buying in 75104
Ruth Campos, Home Buyer in Grand Prairie, TX
Ruth Campos answered:
Wanting a house, Husband has horrible credit and I have okay credit. What's our best option mortgage wise, can they just use my credit?
If you're a buyer looking at this question wondering what the answer to it is, it's pretty much what everyone has said below. You need to find a mortgage broker with 20+ exper ... more
0 votes Share Flag Wed Feb 23, 2011 Home Buying in 75104
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I am wondering what would be a fair asking sell price for the home at 119 Cooper ST. Cedar Hill, TX. 75104 Thank you for any info, you can give!
Your buyers agent person who will determine what is considered a fair price to offer

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group ... more
0 votes Share Flag Mon Feb 14, 2011 Home Buying in 75104
Miracle Benn…, Real Estate Pro in Cedar Hill, TX
Miracle Bennett answered:
I am highly interested in purchasing a home in either the Mansfield or Cedar Hills area. Which city has a better resale value?
The simplest answer is, resale values are always fluctuating and the market today may not be the market tomorrow. There are no crystal balls out there that can tell us what will be in f ... more
0 votes Share Flag Tue Jan 11, 2011 Home Buying in 75104
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I am looking at purchasing a used KB home in Cedar Hill, TX for my son while he goes to college. It is in forclosure and below market value.
Where is your son going to school?

What makes you say the home is below market value?

Tough to say without seeing the home and the neighborhood.
There are some neighborhoods fu ... more
0 votes Share Flag Tue Jan 12, 2010 Home Buying in 75104
The Laughlin…, Real Estate Pro in Dallas, TX
The Laughlin Realty Group answered:
Am I getting a good deal in Cedar Hill?
I agree, replacing the A/C is not an improvement--it is a necessity. Have you negotiated a residential service contract with the seller? If so, be careful to pick one that will not ex ... more
0 votes Share Flag Wed Apr 23, 2008 Home Buying in 75104
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