If you have a full address go to http://www.taxnetusa.com/
I am a lender and that is what I use to look up property taxes when calculating payments. Once we are under contract we order title work which will include tax certificates that outline the annual property taxes.
If you have any questions please feel free to contact me at your convenience. Thank you.... more
Owner's title policy is a normal and customary negotiable expense. Many agents will tell you that it's customary for the seller to pay it, but I've negotiated deals where the buyer paid it, where the builder paid it, and when the seller and buyer split the cost many different ways. It's just one term of the negotiation that can, and should be, negotiated at the time the contract is being reviewed. Did you review your builder contract? Did you get a copy of it and read it, or just sign it? Builder contracts are written to favor the builder, so if you didn't negotiate these terms, you are most certainly stuck with them at the closing table. Every real estate transaction should seek out a gain:gain. If you bought a home in Texas through a builder, using the builder's lender, on a builder's contract, with no one on your side representing you, it really isn't surprising that you ended up with some of the fees disproportionately on your side of the closing statement. I would venture to say your new home doesn't have some of the features that I advise my clients to put into their brand new house, so that their home has faster and higher resale, too. A good real estate agent, representing the buyer only, is a very good resource to have when buying a new home in Texas. And, that is a resource that the builder has set aside funds in an advertising account to pay for, so why wouldn't you?
Have a blessed day!
Ronda Allen, Realtor and Certified Purchasing Manager
CEO of comingsoonhomes.com
RE/MAX Dallas Suburbs