Home Buying in 73162 : Advice

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Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
We are trying to get a FHA loan, My credit score is 680 but my husbands is 550. Can this be done?
Check with your lender. Likely it would work out depending on employment history and what type of debt you have to work with.
0 votes Share Flag Mon Jun 22, 2015 Home Buying in 73162
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Do you have to have a down payment when buying a home? I also have a score of 580 but paid off all of my collections and I am in the clear.
For FHA your down payment is nothing less than 3.5%. Depending on location, if its a rural area it may qualify for USDA.

There are other costs to remember as well. Home inspection, t ... more
0 votes Share Flag Mon Jun 15, 2015 Home Buying in 73162
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Any lenders that do FHA loans with a 600 credit score?
Which lender did you end up using, was the process smooth, would you recommend this lender to others?
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 73162
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Independent realtor for selling and buying new property. Must be willing to negotiate realtor fees and cost involved. Resume for sales.
lk4home: "NO JOSH, HAVE MADE OVER 80k IN IMPROVEMENTS OVER THE YEARS.. DON'T EXPECT TO GET THAT BACK, BUT JUST A SMALL PERCENTAGE OVER MARKET."

Response: If the seller is unwilling t ... more
2 votes Share Flag Wed Jan 22, 2014 Home Buying in 73162
Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
Any lenders that do FHA loans with a low credit score?
Have you tried an FHA Loan? I think FHA goes down to 580. The Lenders Network is partnered with several lenders that work with low credit scores.
1 vote Share Flag Sat Aug 6, 2011 Home Buying in 73162
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