Realtors will ALWAYS discourage you from lowball offers. They will tell you that your offer will "insult" the sellers (as if it's some upper class, Southern garden party, instead of the business transaction that it is, lol). Realtors earn their living by commission, and they cannot make a big commission on a lowball offer. Greed is what caused the housing bubble and will do it again. . Screw "insulting" the seller. The worst that can happen is the seller will tell you "no".
If they're that thin-skinned where they take a low offer as a personal "insult", then maybe they should seek out therapy before trying to sell their home.... more