Delancy, if I were the Realtor representing the sellers, let me tell you, I would be glad to get an offer and I would encourage my clients to see it the same way. I would also say that in this market, making a large profit after only four years of ownership is unlikely. In our area, offers seem to be 'lowball' if they are more than 10% less than asking price. I would go by their current asking price, not the original list. It would also be helpful to have comps for the home, to back up your offer if possible.
I understand that some folks feel they don't need representation, but I'm not sure why you wouldn't want one in a buyer situation. It is no cost to you (seller pays all commissions, even to buyer's agent) and research shows that you will get a better deal with representation than going it alone, especially if the other party is represented. What will happen in the case of the seller having a Realtor and you not having one is that the Seller's agent will get the ENTIRE commission- don't think you will get a better deal by not being represented!
That said, I would be happy to help you out if you're interested and need professional advice. I am familiar with much of St. Louis County. My company is a small, independent brokerage with a focus on customer service and relationship building, and over 80% of our business is based on referral. My website is http://www.LeoLawrence.com, and my direct number is 314-651-3210 if you would like to call.
In any case- good luck getting that home!... more