Home Buying in 60640 : Advice

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Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
can i be approved for a conventional loan with a mid score of 668 ?
yes, and if you are a first time home buyer who makes less than $90,000/year you can get approved for a conventional loan with a 4% interest rate (current rates for most loans are at 4. ... more
0 votes Share Flag Tue May 6, 2014 Home Buying in 60640
Kevin Richey, Real Estate Pro in Saint George, UT
Kevin Richey answered:
Monthly payments with low down
I agree with everyone that has weighed in on this. A Mortgage officer is the best place to start. I would also recommend someone local rather than the online lenders. Just a personal pr ... more
0 votes Share Flag Wed Apr 30, 2014 Home Buying in 60640
Michele &…, Real Estate Pro in Lake Forest, IL
Michele & Art Wilson answered:
If your condominium unit suffers damages due to a material defect in a "common element" of the building, must you disclose this defect?
You need to disclose this issue. You should speak with the attorney who represented you when purchased.
Your condo board should also be made aware of this problem in wrtiting.
0 votes Share Flag Thu Apr 24, 2014 Home Buying in 60640
James P. Mic…, Real Estate Pro in 60605
James P. Michaels answered:
Why is it that when I specify my apt. search choice to be in 60640 and no more than $700 Mo. that I get everything mixed together ?
email me at jmichaels@remax.net and I will send you 700 and under
0 votes Share Flag Sun Mar 23, 2014 Home Buying in 60640
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Buy vs rent- i will be living in uptown for the next 3 years
There's some good comments below. What is not mentioned in your response below and above is the potential appreciation on the unit you plan to purchase. No one has a crystal ball to acc ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in 60640
Seth Captain, Real Estate Pro in Chicago, IL
Seth Captain answered:
Do we need a buyer's agent? We found a fixer upper that we're interested in. We don't currently have an
You've 'found' (which is another universe from actually holding an executed contract) your home, and wonder what on Earth could a buyer's agent do for you, right here in Chicago.

Fir ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 60640
Joanna Weiss, Real Estate Pro in Chicago, IL
Joanna Weiss answered:
Question on primary resident.
I would be happy to help you with your loan. You can purchase the new home now if you want to. We do have programs for Veterans in Illinois for $10,000 in down payment assistance as l ... more
0 votes Share Flag Mon Oct 29, 2012 Home Buying in 60640
Marcin, Real Estate Pro in Chicago, IL
Marcin answered:
First time buyer - do I use all my savings?
do you mean a withdrawal or a loan against your 401K. withdrawal is a "no" as you need to pay penalty towards IRS and early withdrawal fee. Loan however for 6yrs at say 4.5% is a great ... more
1 vote Share Flag Sat Oct 6, 2012 Home Buying in 60640
Daniel85, Home Buyer in Chicago, IL
Daniel85 answered:
What is the process of becoming a real estate agent in Chicago?
Matt, I think you understand exactly what im trying to do here. Although I may in the future help out some of my friends when they are looking to get real estate. So what im understandi ... more
0 votes Share Flag Tue Dec 7, 2010 Home Buying in 60640
Mark Reitman, Real Estate Pro in Chicago, IL
Mark Reitman answered:
Can anyone tell me info about 1522 W Berwyn unit #2?
Hi Daniel,

After digging into the property history for 1522 W Bryn Mawr (I'm assuming that's what you meant, as that matches the link you provided), the current listing pro ... more
0 votes Share Flag Sat Nov 6, 2010 Home Buying in 60640
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
Does anyone know a property tax lawyer in Chicago that has a cap on what they will receive?
The best tax attorney I know (assuming you are referring to repealing property taxes) is Gary H Smith (312) 456 6596. He does not normally work on a fee basis, he receives a percentage ... more
0 votes Share Flag Fri Oct 29, 2010 Home Buying in 60640
Roy Davis, Real Estate Pro in Chicago, IL
Roy Davis answered:
Looking to buy an investment property in the Andersonville area - any advice on ability to keep property rented and also taxed on $150K unit? Thanks!
Dear Deb, Andersonville is a desirable area, with great restaurants and shops, and the rental market is relatively strong in Andersonville, especially closer to Clark street. But rent ... more
0 votes Share Flag Wed Feb 17, 2010 Home Buying in 60640
rebecca fini…, Home Buyer in Compton, CA
rebecca finichezilewrz answered:
I'm trying to buy a condo in Chicago w/ 10% down. Is it possible to get a conventional loan w/ a credit score?
Eric,
William Chu who has answered you is a mortgage lender who I have great respect for. I know Bill and he is both experienced and easy to work with. Best of all he is honest and up ... more
0 votes Share Flag Sat Apr 11, 2009 Home Buying in 60640
Dp2, Other/Just Looking in Virginia
Dp2 answered:
can IL agents pay a referal fee?
Christopher is correct: definitely get some legal advice about it.

As for the prohibition in developer contracts, your attorney can help you to draft an addendum with the appropriat ... more
0 votes Share Flag Wed Apr 1, 2009 Home Buying in 60640
Steve Ward, Real Estate Pro in Chicago, IL
Steve Ward answered:
What are the additional steps required to purchase a home through a short sale?
Martin,

While purchasing a short sale can be a really great deal, please know that they aren't the only deals out there. While facilitating a short sale can be a lengthy process, the ... more
1 vote Share Flag Wed Feb 25, 2009 Home Buying in 60640
Christopher.…, Real Estate Pro in Chicago, IL
Christopher.Thomas answered:
i closed on a condo unit for cash (no lender) in august. we suspected that there was a code violation for our
Dear Jen,

You guys might want to consult an attorney on this, but I asked my first question to try to determine whether or not your condo association was assessed any actual fines. ... more
0 votes Share Flag Fri Dec 12, 2008 Home Buying in 60640
David M. Lee, Real Estate Pro in Wilmette, IL
David M. Lee answered:
I'm looking to buy a home in Chicago, when is the right time?
Real Estate prices are much like stocks. They have a price per earnings ratio. Prices won't stabalize until prices are in line with people's incomes. Prices got way out of wack and now ... more
1 vote Share Flag Wed Sep 24, 2008 Home Buying in 60640
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