Home Buying in 60638 : Advice

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Cassandra M.…, Real Estate Pro in Canton, GA
Cassandra M. Bickel answered:
Using home equity to pay off credit card debt in order to increase credit score to apply for second home mortgage
Banks would be more apt to see that you are using debt wisely instead of just moving it around. I would just paying off/down the credit cards - maybe by consolidating them into a low i ... more
0 votes Share Flag Tue Dec 29, 2015 Credit Score in 60638
Yolanda Jack…, Home Buyer in Rockford, IL
Yolanda Jackson answered:
I have a 630 credit score can I get a mortgage w/ that score?
Yes, you can get an FHA Loan with a 580 credit score. a site like The Lenders Network is a perfect place to start. They have several lenders in their network that work with people with ... more
0 votes Share Flag Tue Aug 25, 2015 Home Buying in 60638
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
Is there any programs for single parents with bad/poor credit to buy a home?
You will need to improve your credit scores before considering to buy a house. There are no First Time Buyer finance incentives available. In some areas you can find a separate down pay ... more
0 votes Share Flag Sat Mar 21, 2015 Home Buying in 60638
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Where do I find a home inspector?
Ask people you may know for referrals; also see link http://www.nahi.org/
1 vote Share Flag Sat Feb 8, 2014 Home Buying in 60638
Maria Ascenc…, Real Estate Pro in SAINT CHARLES, IL
Maria Ascencio answered:
hola necesito comprar una casa en chicago illinois codigo 60638 a buen precio, ademas necesito comprar un local comercial en este mismo sector
Con gusto puedo ayudarle con su compra.
Por favor llámeme al (630) 945-0139

Maria Ascencio
RE/MAX Platinum
(630) 945-0139
0 votes Share Flag Wed May 15, 2013 Home Buying in 60638
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
Can I purchase a home with an fha loan with a mid score of 604?
Yes and no. Getting your credit to go up will give you a better interest rate and improve your chances of getting the home you want. On the other hand, what if it takes you so long to ... more
0 votes Share Flag Tue Jun 26, 2012 Home Buying in 60638
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
I want to be pre-approved before finding an agent to show me condos.
Wow, you are on the ball! Sounds like you're in great shape and are thinking ahead and taking all of the right steps. It is best to get pre-approved with a direct lender initially ... more
0 votes Share Flag Sat Feb 18, 2012 Home Buying in 60638
Danny Lewis, Real Estate Pro in Chicago, IL
Danny Lewis answered:
I am interested in a condo that is listed as a short sale, but it's now listed as "pending."
I think it's worth telling the listing agent that you are very interested in the property. Give the agent your contact info and let them know how you feel. Although the listing i ... more
0 votes Share Flag Wed Feb 1, 2012 Home Buying in 60638
Daniel,  in Baton Rouge, LA
Daniel answered:
Im looking into foreclosures or bank owned
Your going about it all wrong,

regardless who ownes the property, bank or private individual, you must first qualify for a home loan

First thing to do is to call your favorite ... more
0 votes Share Flag Fri Jul 29, 2011 Foreclosure in 60638
Matt Taylor,  in North Carolina
Matt Taylor answered:
I am in the process of relocating to Austin Texas how hard will it be to get a house loan of about $60,000 with out a full time job? wanna freelance.
Relocating, no Job, going to self employed.

Getting a traditional loan will be practically impossible. I would suggest getting a job and free lancing on the side. As business picks ... more
0 votes Share Flag Thu Apr 22, 2010 Home Buying in 60638
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