Home Buying in 60402 : Real Estate Advice

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Jimzwerman, Home Buyer in Berwyn, IL
Jimzwerman answered:
closeing costs and cash to close are two separate things?
How can ,you a void , closing cost ?
0 votes Share Flag Wed Dec 9, 2015 Home Buying in 60402
Ben Rivera, Real Estate Pro in Naperville, IL
Ben Rivera answered:
i have been charged 3hundred dollasmarketing fees to close on house what are eting fees
Was this a closing by Hubzu? Some companies charge fees like this. Similar to when agents subtract a portion of their commission. You can counter offer the fee or contract the client to ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in 60402
Hilda Rosas, Real Estate Pro in Chicago, IL
Hilda Rosas answered:
Are there any lenders in the Chicagoland area that are able to do financing on a 2unit Owner occupied with 5 to 10% down? Score is 760
Hilda Rosas/Real Estate Managing Broker

Want to buy a property now? you can take advantage of the Welcome Home Illinois program, and receive up to $7,500 for down payment and closing ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in 60402
Hilda Rosas, Real Estate Pro in Chicago, IL
Hilda Rosas answered:
We would like to buy a house I have ssn but I'm not currently working, my husband is, but he only has ITIN number, is possible with ITIN??
Hilda Rosas/Real Estate Managing Broker

yes, it is possible to buy a house with an ITIN number in Illinois. There is an excellent conventional loan for ITIN numbers. Call me for more ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in 60402
Alexander Ro…, Real Estate Pro in Chicago, IL
Alexander Romo answered:
with more peolpe singning the mortgage will this lower the down payment
Absolutely not. This has nothing to do with it. The type of programs you're being qualified for does.
FHA requires 3.5% down and can be gifted from family.
There are others that req ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 60402
Alexander Ro…, Real Estate Pro in Chicago, IL
Alexander Romo answered:
My agent negoiated a sale that fell through. She did not collect earnest money and the buyer broke contract.
A contract is executed when earnest money is collected.

For any financing questions, feel free to contact me.

Alexander Romo
Senior Vice President Mortgage Lending
The Feder ... more
1 vote Share Flag Fri Sep 20, 2013 Home Buying in 60402
Dino, Home Buyer in Berwyn, IL
Dino answered:
I have responded to many of the realtors asking to be contacted about homes I've seen on Trulia, not once has anyone contacted me. Why is this?
hey rocky, i have had the same issues with realtors. everyone says it is a tough economy yet the reattors seem to have given up. i have had numerous emails with realtors about buying pr ... more
0 votes Share Flag Sun Feb 12, 2012 Home Buying in 60402
Christine Mo…, Real Estate Pro in Saint Petersburg, FL
Christine Moscinski answered:
what is the better loan for a first time buyer?
FHA

You may by:
1) You can get a gift downpayment from family to cover the required 3.5%.
2) Seller can contribute up to 6% to your downpayment
3) Nehemiah downpayment, no-repa ... more
0 votes Share Flag Sat Feb 28, 2009 Home Buying in 60402
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