I am a small business owner, we have our personal and two seperate business accounts with Wells Fargo. With that in mind, whenever I can I suggest to local lenders for my buyers to work with, not Wells Fargo. I have seen them too many times not take responsibility for a loan officers actions or in-action as the case may be. I would recommend to please consider shopping the loan around, talk with some local lenders and see if you can get a better deal.
The answer isn't very straightforward. The City of St. Paul is very easy to work with, but it depends on the project, neighborhood, and if your design requires any variances. Some neighborhoods are designated Historic Districts, and in fact, their board trumps the City when it comes to aesthetic elements of any construction or remodeling project. Other communities are more flexible, welcoming any project that removes a blighted property or adds value to the neighborhood.
If you'd like to talk about this further, please contact me directly at www.morphmpls.com.
Real Estate Broker and General Contractor... more