48602 : Real Estate Advice

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Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
I'm wondering if I should pay off current home before purchasing vacant lot and building future home, or purchase vacant lot and keep mortgage,
You are missing vital pieces of information to answer your question (e.g. interest paid, interest earned, time, costs, etc.).
0 votes Share Flag Sun Aug 9, 2015 Home Buying in 48602
Derek Tunison, Other/Just Looking in Clinton Township, MI
Derek Tunison answered:
If I've found a house that I like online, do I need to hire a realtor from the company that is selling the home?
Megan,

You can choose to use and Realtor and Mortgage professional you like. I write mortgage's in all of Michigan and work out of Macomb Township. If you need help obtaining a pre ... more
0 votes Share Flag Mon Mar 2, 2015 Home Buying in 48602
Ray Spitler, Real Estate Pro in Plymouth, MI
Ray Spitler answered:
I would like to take some equity out of a home I own free and clear credit is poor. But I also only want to borrow 10,000 against the property.
Check with the bank you do business with first. If you are borrowing a small percentage of loan to value, perhaps your credit will not be an issue.
0 votes Share Flag Thu Feb 26, 2015 Financing in 48602
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
I am a first time home buyer. I was pre approved for a FHA loan. My first problem I ran into was my credit score which is a 613 I submitted all of my
Wow, you are really getting a runaround! It sounds like your Loan Officer suffers from the age old "LOD" or "Loan Officer Disease." I've been a Mortgage Loan ... more
0 votes Share Flag Tue Nov 8, 2011 Home Buying in 48602
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
Need help...Trying to buy home. We have an approval but keep getting the run around from mortgage company.
good morning....straight answers for over fifteen years..if you would like a no-charge second opinion.....best regards...bob mcclure.
0 votes Share Flag Wed May 19, 2010 Home Buying in 48602
Ray Spitler, Real Estate Pro in Plymouth, MI
Ray Spitler answered:
can you do a land contract?
It depends...
What down payment and terms are you offering?
What property are you interested in?
What is the reason you seek a Land Contract vs getting a Mortgage?

The Seller will ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in 48602
Ray Spitler, Real Estate Pro in Plymouth, MI
Ray Spitler answered:
My Home value in Saginaw dropped $4000 from 2-3 years ago. Should I get another appraisal?
You could choose to have another appraisal, but you will have to pay for it again. The chances of it coming in high enough for you to avoid PMI are slim. If you would like to see home v ... more
0 votes Share Flag Wed May 19, 2010 Market Conditions in 48602
Ray Spitler, Real Estate Pro in Plymouth, MI
Ray Spitler answered:
We are renting a property and just received a notice that a Mortgage Foreclosure Sale is scheduled for later
Stay in contact with your Landlord and the Lender. Contact the lender to let them know you have been renting the property and ask them what options you have. They may be willing to help ... more
0 votes Share Flag Wed May 19, 2010 Foreclosure in 48602
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