48236 : Advice

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William Bieke, Real Estate Pro in Grosse Pointe Farms,...
William Bieke answered:
Any hope for mortgage loan with bad credit?
Is there anything you can do to raise your credit rating? I am a lawyer as well as a Realtor, let me know if I can assist you at all.

From my experience your credit score needs to ... more
0 votes Share Flag Thu Apr 10, 2014 Home Buying in 48236
Jessica Marsh, Real Estate Pro in Grosse Pointe Farms,...
Jessica Marsh answered:
I make $65k a year and would like to buy a house, I have almost no bills, but I have a 630-650 credit score. Can I get a mortgage?
Contact a lender and they will be able to put you on the right path.
0 votes Share Flag Wed Feb 26, 2014 Home Buying in 48236
Wayde Koehler, Real Estate Pro in Detroit, MI
Wayde Koehler answered:
Can anyone give me advice on how to negotiate a lease renewal agreement on a rental home?
1. GO look at the other homes, cheaper homes do not mean well maintained or managed?
2. Why are these other homes on the market so long, see question #2?
3. Is it worth moving for $ 3 ... more
0 votes Share Flag Wed Jan 8, 2014 Rentals in 48236
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
Is it possible to get an equity loan on rental property with an estimated worth of 25k-35k. Credit scores are 640 646 650. What are my options?
Hello,

Contact a lender to be sure but I can give you an opinion if you like. The property value is NOT substantial enough for an equity loan to be done on it. Even if it was possibl ... more
0 votes Share Flag Mon Nov 18, 2013 Investment Properties in 48236
Kathy Persha, Real Estate Pro in Michigan
Kathy Persha answered:
Are there any credit unions or banks in the state of Michigan that offer Portfolio Loans?
Yes, there is a bank that I am working with who has offered portfolio loans to my clients. If you would like more information, call me at 248-930-0198.

Kathy Persha, Assoc. Broker
... more
0 votes Share Flag Thu May 2, 2013 Home Buying in 48236
Michael Dela…, Real Estate Pro in Battle Creek, MI
Michael Delaware answered:
My friend wants to purchase a decent house for $10,000 cash....is that possible?
It is getting harder to find such deals, especially if you are area specific. They might consider a land contract and use all or a portion of their money as a down payment if their cred ... more
0 votes Share Flag Sun Jan 13, 2013 Home Buying in 48236
Bob Schweiss, Real Estate Pro in Wyandotte, MI
Bob Schweiss answered:
Can I sue my lender who spent 11 months allegedly working on a modification only to sell my loan to another servicer two weeks ago?
Hi Alice,

It would be best for you to consult your attorney.
Thx.
Bob
0 votes Share Flag Wed Jan 2, 2013 Home Buying in 48236
Michelle Pay…, Real Estate Pro in Milford, MI
Michelle Payne answered:
Im behind in my mortgage,Lost my job they threatening to foreclose due to back property taxes owed,What should i do
Dwight,
Please make sure you seek the advise of an agent certified in distress properties. I would be happy to help guide you in your decision at this point. There are many options bef ... more
0 votes Share Flag Thu Oct 25, 2012 Home Buying in 48236
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
How can the city take a person's house for property taxes-when the mortgage company still owns it---how is that possible?
Just as Susan stated, Tax Liens take priority. Usually the lender will bring it current first before the county takes the house.
1 vote Share Flag Wed Oct 17, 2012 Home Buying in 48236
Keith Dunn, Real Estate Pro in Michigan
Keith Dunn answered:
How does buying a home via land contract differ from taking out a morgage?
Hi Jennifer, if your credit scores are good your better off with a mortgage. Land contract can be risky.
There are first time buyer program available for you to look at online and you ... more
0 votes Share Flag Thu Oct 4, 2012 Home Buying in 48236
Tom Lipinski, Real Estate Pro in Saint Clair Shores, MI
Tom Lipinski answered:
With your listing on 471 lake shore ln. in grosse pointe woods, michigan, your listing this property at 187 k .where do you get your pricing from?
I am not the listing agent, but I can help help you determine a fair price for this property. Please contact me at 586-774-2300.

Best regards,

Tom Lipinski
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 48236
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
When can I apply for a new mortgage?
All good answers. What I will add to that is that "re-establishing credit" usually means having a minimum of 3 lines of credit open for at least 12 months - preferrably 1 of those with ... more
0 votes Share Flag Tue Sep 18, 2012 Financing in 48236
Stocks Home…, Real Estate Pro in Oak Park, MI
Stocks Home Inspection answered:
Home Inspection information
Hello,

My name is Inspector Darrul Stocks, certified home inspector, member in good standing with the International Association of Certified Home Inspectors, and owner of Stocks Hom ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in 48236
Suzanne OBri…, Real Estate Pro in Detroit, MI
Suzanne OBrien answered:
I am walking away from my home in Detroit. I'm currently in an active Chapter 13 bankruptcy. Is there a hard money lender for me?
I have a hard money lender. Call me at (313) 516-6644 Suzanne O'Brien
0 votes Share Flag Wed Jun 1, 2011 Financing in 48236
Spirit Messi…, Real Estate Pro in 85716
Spirit Messingham answered:
Is this a good area for schools, low crime rate, ease to freeway?
As Realtors, we can not answer a question like this, however all the stats are available online. Please consider Googleing it or look it up at your city web site, I have them for my bu ... more
1 vote Share Flag Wed Apr 6, 2011 In My Neighborhood in 48236
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
Young Couple trying to rent an amazing house for wedding and reception. We dont have a lot of money. Could tax write off be incentive for property ow?
Hi B.

How creative of you. I certainly hope you enjoy your special day and future lives together.

Trulia does not typically have a lot of tax professionals on it, and I am not ... more
0 votes Share Flag Thu Feb 10, 2011 Rental Basics in 48236
Jeff Smith, Real Estate Pro in 48236
Jeff Smith answered:
how can I find the real estate agent in my area who has had the most sales in this market?
Are you looking for the most sales or the agent looking out for your best interest? Any agent can sell your home for the lowest price. That is easy.
0 votes Share Flag Fri Aug 6, 2010 Home Selling in 48236
Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
Is 5670 Hillcrest for sell?
It appears that it is sold. My multiple listing services reports a closing date of August 18th with a purchase price of $20,113.
0 votes Share Flag Wed Sep 2, 2009 Home Buying in 48236
Ed and Cindy…, Real Estate Pro in Macomb, MI
Ed and Cindy Knight answered:
I have a horrible mortgage. I'm nearing the completion of my MA in economics. Due to the dismal outlook in
Mark when you say horrible mortgage what do you mean? Do you have a rate adjustment coming? Do you owe more that your home is worth? These are very common today. As an econ major I am ... more
0 votes Share Flag Tue Sep 23, 2008 Foreclosure in 48236
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