Home Buying in 46219 : Advice

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Kevin Richey, Real Estate Pro in Saint George, UT
Kevin Richey answered:
can you get finance to purchase a home with under a 600 credit score?
When the real estate bubble popped many people were hurt. This created credit problems for a lot of people. As a result there are lenders that are willing to assist people as they work ... more
0 votes Share Flag Thu Apr 3, 2014 Home Buying in 46219
Alexandrea P…, Real Estate Pro in Indiana
Alexandrea Pendygraft answered:
can I break a home purchase agreement?
Kimberly is Right! Attorney Attorney Attorney! If the attorney will work with you on a contingency then you may not have to pay them up front. No promises though, but you should ask the ... more
0 votes Share Flag Fri Jul 20, 2012 Home Buying in 46219
Mariano Simms, Real Estate Pro in Owings Mills, MD
Mariano Simms answered:
i am separated from my husband since last year,we have a house with fha loan. can I buy my own house with another fha loan?
If your name is also on the mortgage(loan), then you will not be able to get a second FHA loan, FHA only allow one mortgage per individual.
If you are planning on getting a divorce, y ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in 46219
Heather Fitz…, Real Estate Pro in Indianapolis, IN
Heather Fitzgerald answered:
Can I qualify for a second FHA Loan if I already have an FHA Loan?
Before venturing into the 2nd home, you might check with some lenders about refi-ing your first fha loan with that equity. There is a 15 year no monthly MI program available for FHA lo ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in 46219
Heather Fitz…, Real Estate Pro in Indianapolis, IN
Heather Fitzgerald answered:
i have a fha loan, and want to get a bigger house because my mom who is 83 is coming to live with me
Ruth,

You will have to have your husband you are separated from refi into his own name only, or qualify debt to income ratio wise with both mortgages and be financially prepared to b ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in 46219
Nathan Pfahl…, Real Estate Pro in Indianapolis, IN
Nathan Pfahler answered:
do you have to have 25% equity in a property to qualify for a second FHA loan or can you qualify with sufficient income to pay both mortgages?
Yes. Anna is correct- you can only have 1 FHA mortgage at a time, however if you sell property 1, you can purchase property 2 with an FHA mortgage- ie you can have multiple FHA mortgage ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in 46219
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