First time home buyers just means you have not had a loan in the past 2-3 years. It does not mean you have never ever had a loan. You keep using the word HAD, so is that correctly being used? Does he still have a loan and one you are on or did he have it in the past? Going to talk with a loan officer will get you the answers you want and they won't have to guess as we do.... more
In Ohio sellers have 10 days to respond to a post inspection agreement, so if it has only been a week then I'd try to be patient - I know it's difficult! I'm sure you're sitting on pins and needles! I hope a Realtor, not just an agent, is helping through this process. If you have anymore questions, then I'd be happy to answer them!