45103 : Real Estate Advice

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Jessie Brusm…, Home Buyer in Batavia, OH
Jessie Brusman asked:
Is the bank allowed to wait till after 15 days to accept a cash offer rather than accepting a owner occupant offer on a HUD listed home? My fiance and I just put in an offer for 33.5k on a HUD home listed at 28k. From what I have read, the first 15 days of a HUD listing is owner occupant bids only but can the bank wait that…
0 votes Share Flag Thu Jul 7, 2016 Home Buying in 45103
Charlotte Tu…, Real Estate Pro in Williamsburg, VA
Charlotte Turner, ABR®, e-PRO® answered:
This whole home buying thing is new to me so I have no idea what I'm doing. With that being said, do I have to have a down payment?
Hey Liz,
Probably one of the best ways to cut through the clutter on the home buying thing is to schedule a call with a realtor in your area. Find one that is patient and will make tim ... more
0 votes Share Flag Mon Jul 14, 2014 Home Buying in 45103
Michael Abra…, Real Estate Pro in Deerfield, IL
Michael Abramsky answered:
Are their any lenders that qualify you for a mortgage based solely on the Vantage score and not the Fico score?
The Vantage score website reports that there are many many lenders using their scores. Unfortunately, I haven't heard of one. Although they may subscribe to the vantage score models, mo ... more
0 votes Share Flag Tue Feb 4, 2014 Financing in 45103
Robert Hanson, Real Estate Pro in Olney, MD
Robert Hanson answered:
I recently switched jobs, will this pose a problem with getting pre approved for a mortgage even though it's in the same field with higher
Even if you switched fields, it may still not matter. If you are salaried, and are making more, the field of work definitely does not matter. If you are paid hourly, a longer time frame ... more
0 votes Share Flag Tue Jan 28, 2014 Financing in 45103
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