i've been a mortgage broker for over 12 years and back when i started i probably had 30+ lenders who would deal them. today i'm down to 2 and the rates and homeowners insurance is higher. the problems you run into are appraisers determining remaining life of the MH, the value depreciates, and the land could be more than 35% of the value. with the deals that are out there i can't recommend a client of mine buy one today because if its this hard to get a loan on one today what will it be like in 5 yrs when they want to sell it? i recommend you buy a house and rent the mobile out.