36203 : Real Estate Advice

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jennifer.joh…, Renter in Oxford, AL
jennifer.johnston answered:
I'm thinking about moving to Eufaula, Alabama but I'm concerned about Hurricanes. Can someone tell me how often there are hurricane?
my best friend lives there an she hasn't told me anything bad bout up there but shes pregnant an she has to drive like an hour for the doc. . . . but she loves it up there . . . .
0 votes Share Flag Wed May 7, 2014 Home Buying in 36203
Aaron Sims,  in Birmingham, AL
Aaron Sims answered:
What about non-disclosure of storm shelter that collects water in state of AL?
You may need to be a bit more specific? You did not know the storm shelter was there, or did not know that it collected water. It seems as though your best bet would be to consult wit ... more
0 votes Share Flag Thu Nov 15, 2012 Home Buying in 36203
Daniel Casta…, Real Estate Pro in Lynchburg, VA
Daniel Castagna answered:
Stated Income Mortgage Loans?
They are a few banks that still offer stated. I have a local bank here in NJ that will do stated for self employed borrowers only. They require half a years income in assets. SO if you ... more
0 votes Share Flag Mon Jan 17, 2011 Financing in 36203
Kevin Olson,…, Real Estate Pro in Colorado Springs, CO
Kevin Olson, Jessica Laude answered:
we're planning to buy a bigger house. but first we're looking for an agent to make an offer to buy out house guarantee in our house.
Guarantee programs have been changing a lot lately, not in favor of the homeowner either. In most cases you will need to sell before buying the next home so a guarantee shouldn't m ... more
0 votes Share Flag Tue Sep 28, 2010 Home Buying in 36203
Nicole Ander…, Real Estate Pro in Pelham, AL
Nicole Anderson Walters answered:
Are there any disclosure laws for Alabama such as leaking roof, septic/city sewage, septic problems,?
Concerned: Let me first say that anything an agent sees with their naked eye, they are required to disclose to the prospective buyer(s) they are showing the home. These are called laten ... more
1 vote Share Flag Tue Sep 28, 2010 Home Buying in 36203
David Shell, Real Estate Pro in Pell City, AL
David Shell answered:
Thanks for that bit of information. Well I am a 21 years old and just about to start a new job in early
Hey Sean:
There are programs for recent college graduates and first time homebuyers. There are also No Money down programs still available in Alabama. My name is David Shell and I work ... more
0 votes Share Flag Tue Jan 19, 2010 Home Buying in 36203
David Shell, Real Estate Pro in Pell City, AL
David Shell answered:
My husband and I are wanting to buy a home but the mortgage lender says our DTI is too high.
Call me. We are a "Direct HUD Lender". We have our own programs and can possibly help. We are local.

David Shell
0 votes Share Flag Thu Dec 3, 2009 Home Buying in 36203
Joshua, Other/Just Looking in Charlotte, NC
Joshua answered:
Is upgrading kitchen counter to hard surface a good upgrade for resale in Oxford, AL.?
As a Kitchen Designer I get this question on a daily basis. Jan & Barry are right in both regards. If you are simply putting a solid surface counter(acrylic or granite) on old out-dated ... more
0 votes Share Flag Thu Apr 16, 2009 Remodel & Renovate in 36203
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