Hi it depends on the type of loan you had before and are applying for now. The FHA allows buyers to re-enter the market quicker then Fannie Mae/Freddie Mac do. Speak to a loan officer to see what you will qualify for.
Licensed Associate Broker
Accredited Buyer Representative
william Raveis Legends Realty Group
Hi Flex, as with all loans, your best authority on the matter would be a lender. They are putting their money at risk whenever they approve a loan so they set the requirements for the buyer. Perhaps if you browse the web you will find a lender willing to work with you. Best of luck to you.
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You can put both names on if you wish. It won't matter. I am also a bankruptcy attorney and see these things every day. In today's market, so many people have credit problems. As long as one of you has a good income and good credit, you're fine. Even with a bankruptcy you could rent. Cash talks. You may need another month up front though if both of you filed. Start looking today. You'll find something in the nice areas.... more
Your best source of information is going to be your REALTOR. If you're not working with one you should be! Having a Buyer's Agent is a free service to you. He/she can create a search in your local MLS, answer questions for you on each property, take you to view properties, and get you through the transaction once you find the perfect place. Good luck!... more
Wow- no one has answered you yet,
Let me answer your inquiry.
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As for Aviano Ave- I don't have any properties available. However I do have two in Tangelo Park
Check them out via the web reference below.... more
Thank you for contacting us about homes in this area through TRULIA.COM.
I can set up a search for you and will start sending you listings for homes in this area that are currently available. Also, you’ll be automatically notified if something matching is newly listed.
If you have any questions or see anything you might be interested in please let me know. I can research the home (s) and make arrangements for you to have a private showing and meet you there.
I hope this is helpful.
Please know, I can help you purchase ANY home in Florida. If there is another area you might be interested in, just let me know and I’ll set up a search for you there also.
You mean on MLS or on Trulia?
Have a fantastic day & I look forward to hearing from you.
Top Producer Realtor® with over 25 years of experience
Awarded as Exit's TOP Buyer side Transactions for the State of Florida
We have had 142 successful transactions during the past year alone.
Exit Realty Access, LLC
Direct: (407) 744-2533
Fax: (407) 444-9925
Kissimmee Office: 391 N. Main St., Kissimmee, FL 34741
Altamonte Springs Office: 660 Palm Springs Dr., Suite D, Altamonte Springs, FL 32701... more
You go about purchasing a home the very same way any salaried person would........you sit down and speak with a mortgage rep - they will let you know if you qualify for a loan, and how much of a loan.
. As a self-employed individual, you will have to show 2 yrs. tax returns, and the average of the 2 yrs will be used to qualify you. Of course, your credit scores will also play into the final qualification, as well and your current debt.
I hope you declare (on your taxes) what you earn!
If you have busiuness deductions (like agents do) , know that your net income, following those deductions, will be used, not your gross.
Best wishes..............speak to a loan officer and then you'll know where you stand... more
Chances are very good.......get started by contacting a local real estate professional that can provide you with accurate an up to date "foreclosure" information on your targeted location as well as lead you, step by step, through the process.... more
I had one that took just 2 weeks (end of the year motivation by lender I am sure) and the longest over 6 months. As Realtors it's essential that we have a complete package from the start but aside from that it differs from lender to lender in my experience.... more
You can go to the Orange County Property Appraiser's website to get specific details on an address.
Ballpark figure is about 2% of the sale price. So on a $100k property plan on $2,000 per year. This is just an estimate and you can find a local Orlando Realtor who will give you more exact figures.
All the best,