Financing in 32810 : Advice

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Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Can my locked in rate change for no reason? Should I seek council ?
Rkcfc,
No, not for "no reason". It can change if you didn't close in the allotted timeframe or if the product changed or your loan was revised for various reasons. What does your le ... more
0 votes Share Flag Tue May 21, 2013 Financing in 32810
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Can the lender change your rate after they lock you in if the credit score drops few points right before the closing?
The simple answer is "yes and no." Obviously you now know that the inquiries from the cell phones have dropped your score. If they dropped them to a new pricing tier, then you will need ... more
0 votes Share Flag Sun Aug 5, 2012 Financing in 32810
Steve (888)…, Real Estate Pro in 33496
Steve (888) 662-4404 answered:
I LOCKED IN A RATE. CAN I CHANGE IT NOW? SINCE THE RATES HAVE DROPPED.
A drop in the Fed Rate simulates the Stock Market, investors pull out of the Bond market which often causes longer term interest rates go up.

What Mortgage Brokers use as a rule of t ... more
0 votes Share Flag Sun Aug 5, 2012 Financing in 32810
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