Home Buying in 32808 : Advice

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Sally May, Home Buyer in Tampa, FL
Sally May answered:
Can i get a loan after bankruptcy 2013, but been renting for 2yrs. $1,095mth ?
We can help you finance after 12 months timely payment history only 3.5% down with min 580 fico score.

BAD CREDIT FLORIDA MORTGAGE LENDERS
http://www.florida-mortgage-lenders.com/b ... more
0 votes Share Flag Tue Mar 10, 2015 Home Buying in 32808
Michael Jose…, Home Owner in Gulf Breeze, FL
Michael Joseph answered:
I filed bankruptcydischarged feb 2013.I have money to for down payment to buy a house. Can't seem to find a lender to give me a mortgage loan?
You had a foreclosure last year. Wouldn't you expect a lender wouldn't want to issue a loan to someone who defaulted on their mortgage just a year ago? If you have credit cards that go ... more
0 votes Share Flag Sat Jul 26, 2014 Home Buying in 32808
Jonelle Simm…, Real Estate Pro in Clermont, FL
Jonelle Simmonds answered:
Finishing a short sale now, am interested in a townhome for 50k. I have 10k to put down and make over 60k a year. Will I be able to get financing?
If your just going through a Short Sale now, it will generally effect you qualifying for a mortgage for the next 2 years. However I have a great mortgage broker contact who is good at g ... more
0 votes Share Flag Tue May 14, 2013 Home Buying in 32808
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
my real estate agent and title company are giving me the round.how can i check on the status of a title with a lien on it.It's a hud home
Advice that might have been helpful in November of 2011 . . .
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige, Real Estate Pro in Orlando, FL
Vincent Paige answered:
is it good to have short sale when trying to purchase a home?
No. This will damage your credit and your score will take a 80 to 100 point hit. You will have to wait two years and rebuild your score as well.

Vincent Warren Paige, Jr.
REALTOR ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige, Real Estate Pro in Orlando, FL
Vincent Paige answered:
Our offer for a home was accepted but the house says active why?
Hope it says SOLD buy now, that was almost three years ago....

Vincent Warren Paige, Jr.
REALTOR® | RE/MAX Showcase
Certified Broker Price Opinion Registered Agent (BPOR)
8934 ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige, Real Estate Pro in Orlando, FL
Vincent Paige answered:
"Active with Contract" - Recommendations on how I can get a house already in contract. Can I tempt the sellers to take my offer instead?
Short Answer is NO, unless the buyer in contract fails to preform, or cancels due to inspection failure. If you have the highest and best next offer, then YES, then you may be able to b ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
I had to short sale after a divorce. I could not make the payments on my loan for 230k but am looking at buying a 50k condo with 10k down. Possible?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes Share Flag Sun May 12, 2013 Home Buying in 32808
Evelyn Parker…, Real Estate Pro in Oviedo, FL
Evelyn Parker 407-924-2266 answered:
I am 26 screwed up a credit card in my past have nothing in my name parents owned everything.
Secured credit cards are a must if you do not have any good established credit like now - Keep opened - pay on time and low balances. this will help your credit scores the quickest.

... more
1 vote Share Flag Fri May 10, 2013 Home Buying in 32808
Jennifer De…, Real Estate Pro in Orlando, FL
Jennifer De Vivo answered:
CAN I BUY A HOME NO MONEY DOWN WITH GOOD CREDIT IN ORLANDO FLORIDA? I'M LOOKING FOR FAST MOVE. THANK YOU
Hi Marlene,

In short, yes and I can help you. Yes there is the USDA program, however the homes can be a bit far out from the "metro" area. As for the VA loan, that is a ... more
0 votes Share Flag Wed Mar 10, 2010 Home Buying in 32808
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