32708 : Advice

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Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is it possible to get a non-FHA loan with a poor credit score (600) ?
FHA is going to be the easiest loan to qualify for credit wise. I know companies like The Lenders Network is partnered with lenders that can help you with a 600 score but most likely it ... more
1 vote Share Flag Fri May 22, 2015 Credit Score in 32708
Stephanie Ad…, Real Estate Pro in Tampa, FL
Stephanie Adams answered:
Looking to buy a 2 family with an FHA loan, have a credit score of 598. Have my parents to help co-sign. They have a 681 & 640. Loan only $75k.
Hi Donna
I'm a senior oan officer. We are able to provide financing for individuals with credit scores in you range. We can also review how to increase your score as well. I'd be more ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in 32708
Karen Weathe…, Real Estate Pro in Orlando, FL
Karen Weathers answered:
Retiring from the Army in a few months and my girls and I are moving to the WSHS district. Looking for a newer home 2010 or better. Any suggestions?
Congratulations on your upcoming retirement! Winter Springs is a wonderful city with lots to offer. You may want to consider a new construction home in the area. Some home builders have ... more
0 votes Share Flag Sat Feb 14, 2015 Home Buying in 32708
whitacre211, Home Owner in Winter Springs, FL
whitacre211 answered:
We are looking to relocate to the area. We would like to buy a home in the Oviedo School District with at least an acre or two. Thanks
Did you ever find your perfect home? Selling ours 3884 sqft walking distance to OHS.
0 votes Share Flag Fri Oct 3, 2014 Home Buying in 32708
Mary Boltron, Real Estate Pro in Windermere, FL
Mary Boltron answered:
Winter Springs Area- Where is there a school for 45 hr Post Licensing?
Ron Climer hands down! Took all my classes with him!
0 votes Share Flag Thu Jul 3, 2014 Agent2Agent in 32708
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Why is it so funky setting up an account on this site???
Do you get the feeling that someone doesn't know what they are doing? And I'm not talking about you.....if so, you may be onto something!

0 votes Share Flag Wed Jun 25, 2014 Home Buying in 32708
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Is it lawful or reasonable for a co-op 55 community to refuse a buyer that meets all qualifications but credit score ?
if the buyer has a low credit score, the Co-op can certainly deny the application

Kawain Payne, Realtor
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 32708
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
can you appeal a final judgment after the foreclosure sale date is set?
You really should be consulting with an attorney who specializes in real estate and not simply rely on online information; most professionals do offer a free consultation...
0 votes Share Flag Sat May 3, 2014 Foreclosure in 32708
skr32765, Renter in Winter Springs, FL
skr32765 answered:
I'm relocating from Dallas, TX.....and looking for leases/rentals (4 Bedroom) in the Oviedo High School zoning area. Recommendations ?

I currently live in Oviedo and will be renting my five bedroom home, with a pool soon. Please let me know if you're interested.

My email is skr32765@yahoo.com
0 votes Share Flag Thu Feb 27, 2014 Rentals in 32708
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible to purchase a house with bad credit? We currently pay $1350 in rent
It's hard to fully understand this with just "bad credit" but you just have to shop around with different lenders. Although the usual minimum for many lenders is around 620, there are o ... more
0 votes Share Flag Thu Aug 22, 2013 Home Buying in 32708
Steve (888)…, Real Estate Pro in 33480
Steve (888) 662-4404 answered:
Can we purchase a home with a co-signer who has excellant credit while we have not perfect credit?
Worrying about a temporary higher tax deductible rate, that allows you to buy at these lower prices, re-establish credit and take advantage of interest write off savings in the in ... more
0 votes Share Flag Tue Apr 23, 2013 Foreclosure in 32708
Steve Javier, Real Estate Pro in Florida
Steve Javier answered:
Can a lender/underwriter reject a woman because she is on her maternity leave?
Unpaid Maternity Leave, most likely... there is no income coming in. Then again you need to look into what the Employer reported on the written Verification of Employment request.
0 votes Share Flag Thu Sep 20, 2012 Home Buying in 32708
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Do you know of any networking in Orlando?
If you are looking for a Real Estate networking is a few like Trulia, Realtors.com, Zillow, Linkedin, corenetglobal.com, etc. There all allow you to develop relationships with clients ... more
1 vote Share Flag Sat Sep 15, 2012 Agent2Agent in 32708
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
when bac refinanced my loan in 2009 they violated at least three n.m. laws. can they denied a deficency judgement?
Hi Karly,

Did Bank of America already foreclose their lien?

If not, you may be better off doing a Pre-foreclosure Short Sale. As far as New Mexico State Laws, I don't think ... more
0 votes Share Flag Wed Dec 28, 2011 Foreclosure in 32708
Broker Dave, Real Estate Pro in Orlando, FL
Broker Dave answered:
On a Homepath renovation mortgage can I do the work, ie DIY, projects? What are the restrictions on a homepath renovation mortgage?
You are not allowed, it must be done by a licensed contractor but you can select the contractor.

Hope this helps,

Dave Lowe, Real Estate Broker
GRI, ePRO, Realtor (designations)
... more
1 vote Share Flag Mon Mar 14, 2011 Financing in 32708
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
I'm not familiar with a homepath or usda mortgage. can someone enlighten me please?
Hi John,

If you're buying in Florida, I can highly recommend www.KristineBredeau.com with HomeBanc. She is very knowledgeable about both of these programs.

From my understan ... more
0 votes Share Flag Mon Mar 7, 2011 Home Buying in 32708
Jo Soss, Real Estate Pro in Bremerton, WA
Jo Soss answered:
Does anyone know if one can file a grieving report/complaint against an auction company?
I really like Tony's answer. A buyer should feel totally protected when it comes to using escrow. If the seller says no then monies would be released from escrow.
0 votes Share Flag Thu Jan 13, 2011 Agent2Agent in 32708
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
What's your #1 way of generating business? What do you find most effective? (Cold calling? Ad's? etc..)
By far, an outstanding website with a strong internet presence is #1. My business doubled last year due to working hard on SEO, and taking every opportunity that came along to dominate ... more
1 vote Share Flag Wed Jan 12, 2011 Agent2Agent in 32708
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
where can one get a list of probate sales?
Hi Rob,

Don't think there is an easy way to get that info. Probate sales are not common.

As Chris suggests, your agent can do a word search in the public and private realtor ... more
0 votes Share Flag Fri Sep 3, 2010 Home Buying in 32708
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