Buying a home is a big decision in peoples lives so there are several important things: 1. LOCATION is definitely a factor, especially for buyers with kids as they want to make sure the schools in the area are good. 2. Some buyers like projects, while others want move in ready so it's important to know the cost of repairs or remodeling cost so you know you can afford the changes and still be within your BUDGET so that you can quickly get your house ready to enjoy. 3. Buying a home is an investment, and we want our buyers to be HAPPY with their decision.... more
I think some may look for experienced Realtors, but most just want someone who really knows the area and doesn't waste their time. To me a step in the right direction while trying to find a good Realtor is seeing which ones answer the phone when you call, or return your call when you leave a message. If you trust someone to list your home, then you have to know that they will answer their calls....It could be a buyer calling about your home!... more
Yes. I have my home up for rent on this site and there is a scam listing of my home listed 1 city over. Trulia has yet to remove it. Now I'm dealing with people dropping by all day to look into the scam deal. Very disappointed in Trulia. They don't even remove the obvious scams- and this is a good 24 hours after reporting it.... more
Of course! When interest rates are low, investors are more likely to buy property and be able to extract a higher ROI, which means more money to invest in more projects. It allows people to maximize profits on their real estate investment with less of a burden.... more
I like to use an app called financial calculator. You can find it at fncalculator.com and it allows you to put in all sorts of variables when determining paying off various loans. It comes in handy and is very user friendly. In the app version (available on Google Play and the Apple Store) you can type in your loan amount, interest rate, length of loan (in years and months) and it will automatically come up with your payment. There is a spot where you can put in an extra payment and will calculate not only how many months you'll save but also the amount of interest saved. Let me know if this was helpful! :)... more
Flood Insurance will cost more, that is a given. the cost of waterfront living will increase. The Federal Government will delay making any decisions because that is the way they seem to operate,... more
USDA loans. You have to meet income requirements. 640 score minimum. The property MUST be in a "qualified" area. You get a low interest rate (currently 3.25%) for 30 years. NO down payment. In most cases, the closing costs can be rolled into the home loan. Go to USDA.com and on the left column you will see "property eligibility." Type in the prospective address and it will tell you if it is in a qualified area.... more
Hello Michael, while Sandestin is a great place to live and retire, the association fees here tend to be a little on the steep side. It is true you can bike and walk to almost everything you could want, including supermarket, boutique shops, entertainment, and there is a great movie theatre being built right now at Grand Boulevard that you could use a golf cart to access. A great breakfast spot is right in Baytowne, which is called "Another Broken Egg". In that price range, there are some other communities springing up such as Whispering Lake, which is a new community being built by DR Horton. The Mack Bayou area in general has multiple opportunities in that price range, and is close to hospital, shopping, etc. There are other communities coming up all the time which might fit your needs. There is also a community known as Bayside, which is close to the outlet shopping, groceries, hospital, and many other amenities. There is also a community called Seascape which has a varied assortment ranging from newer 2006 construction to older townhomes and condos built around a golf course.
If you find any of these ideas interesting, please do not hesitate to contact me for further information. You can find me on my cell phone at 850-305-6256, or email me at MykeSaysSold@aol.com, or you can visit my website at www.DestinHomeRealty.com to access the multiple listing service anytime you so choose.
Hi William have you moved to Destin yet or are you still looking? I have lived here for over 25 years and I still love it as much as the first time came here. I know you have probably had a few answers however I am new to Trulia and saw what you posted last year. Let me know if you are still in the search for properties in our area that I call the land of Paradise>... more
You can contact me and we can determine exactly how much you can qualify for. Miramar Beach actually qualifies for the USDA Rural Housing Mortgage program, which allows a buyer to get in with zero down! You can reach me at 850-362-6901, ext. 2 or you can email me at firstname.lastname@example.org. I would love to assist you and get you to stop paying your landlord's mortgage payment!
Waterstone Mortgage Corporation... more
Yes, there are quite a few! Like Phil said below, there is St. Francis Xavier in Hyannis (where JFK got married), Our Lady of Victory in Centerville (larger Parrish with a sister Chapel - Our Lady of Hope on historic 6A in West Barnstable) & Our Lady of Assumption in Osterville. That should get you started! Any other community questions, just fire away!
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Give Tracie Martin a call... Tracie is with my Company. She is licensed and handles long term rentals. She will tell you how it is handled. Call my office 850-650-4563 and ask to be transferred to Tracie. Good luck.... more
Good afternoon! This may or may not be out of line. First of all, how much are you borrowing? The loan size dictates your basic closing costs. The larger the loan, the higher the costs. However, if you are looking at a HUD-1, the total amount would include both the closing costs AND the prepaids (escrows). If your homeowners insurance policy is at the end of its term, then those costs might include the full renewal of the policy. As well, by the time you make your first payment, you tax bill will almost be due. Thus, that is probably included as well. Another non-closing cost charge would be the odd days interest. If you close early in the month, they will collect the interest from the day the loan funds until the last day of the month....then the clock starts ticking. This could be substantial.
Regardless, you should still shop around to see what others offer.
Lenox Mortgage, Inc.