You start with a REALTOR and Mortgage broker at the same time (As close as possible to the same time).
A good REALTOR can give you super advice and guidance to the home buying and can do a general price evaluation to be sure the house should be worthwhile.
Your best bet for a successful transaction in a timely manner would be to go after a "Bank Owned" property or what is known as an REO. DO NOT buy a supposedly "Bank Owned" home that is not listed with a REALTOR.
If I can answer an other questions for you please contact me or use the replay link below.
J.D. "Dan" Weisenburger
Coldwell Banker Vanguard Realty... more
HOA fees are charges for expenses incurred by a community's Home Owner's Association for expenses they incur. They vary from community to community. A gated community will typically have significantly higher fees because they will be responsible for upkeep of roads and other types of infrastructure. Ungated communities do not have this responsibility. For example, in Pablo Bay, the ungated community in which I live, the HOA fees are currently $750 per year.... more