In your case the costs would be minimum. Not having a title search or building inspection would not be prudent. Title search will assure you that the seller is authorized to sell the property. An inspection would point out defects you may not see.
We would never close a property without the benefit of a title search.... more
If you are trying to sell the home on your own a realtor can work to sell your home only with a listing agreement for a set percentage usually 5-10% depending on the value of the property and the type of property. In the listing agreement you would not be able to sell on your own without realtor involvement because their broker requires and is entitled to the commission because they are marketing your home to sell and handling all real estate required paperwork , showing your home and setting appointments with everyone involved..A Realtor that is dedicated to follow thru and keep communications open is worth every dollar of commission he or she earns...Alot of time goes into the whole process of waiting to get paid because it usually will take 2-3 months before a closing happens before an agent gets paid at closing..A listing agreement will keep the agreement of percentage at the rate agreed upon till it sells and then only at closing it will be paid out of net proceeds which the attorney will take care of...... more
Usually within 30-60 days however, you could do what they call a, "Rapid Rescore". It's typically at a cost of $35 per tradeline, per bureau so, one trade line would cost $105 to rescore. A rapid rescore could do it in as little as 5 days.
You don't have access to a rapid rescore except by using your loan officer. It's something they do on your behalf.
Hopefully you paid below 50% of available credit. Better still if you paid to less than 35% of your available credit. I've seen scores jump 100 points by paying below 35% of limit.... more
Has temporary housing become permanent housing? If you are going to be in the area for awhile and have the credit you might want to consider something permanent now. Interest rates are low, making mortgage payments cheaper than rent in a lot of cases. Principal and Interest on a fixed rate mortage is around $4.00 per each thousand dollars. Great time to invest in your future.... more