USDA could be a very good option for you. One of the first things I would recommend is speaking to a mortgage loan professional to see what you will qualify for &/or the best loan options for you. That will give you a realistic range to find that great family home that's right for you.... more
When I see a neighbor that lives close to a house I have listed or a property I have a buyer for, I always ask if there is anything about the house I should know.
I have found the neighbors are happy to give their opinions and insight. As an agent, I appreciate all the information I can get to provide my clients. Be respectful and kind when sharing. The clients and agents can then check out the information.
It is always nice to find caring neighbors.... more
It may depend on what the previous owner knew about damage & when. Even when good repairs have been effected, the fact that repairs were needed should have been disclosed. It is possible that the prior owners were not the owners when the damage occured & were unaware. Failure to disclose material damage is a violation in GA. but what recourse you may have really depends on what trouble you may be having from that previous damage now. This is a question for your attorney now.... more
It is good to want to be a good neighbor but don't jump in the deep end & end up well over your head. Ga. Real Estate law demands that both the seller & the sellers' agent/broker disclose what is considered any material defect - something mold would certainly qualify as. In addition, todays' buyers almost always have a home inspection done which should turn up any problems. Where you could get in trouble is if you tell someone there is a problem & it doesn't exist, or has been disclosed properly, or has been fixed with the repair having been disclosed. Should information you provide be proven inaccurate, you could be on the hook for a failed sale. If you happen to know a prospective buyer you might consider asking them if they have seen a disclosure yet &/or recommending they get a home inspection. Anything more aggressive than that could come back to bite you later.... more