30341 : Advice

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Vanessa Calh…, Real Estate Pro in McDonough, GA
Vanessa Calhoun answered:
My husband has a tax lien incurred prior to our marriage and I want to purchase a home. Is it going to be possible to acquire a loan.?
I've had buyer clients with a similar situation. They were on a well established payment plan with the IRS and the loan underwriter accepted their financial situation because they were ... more
0 votes Share Flag Sun Feb 1, 2015 Home Buying in 30341
Vanessa Calh…, Real Estate Pro in McDonough, GA
Vanessa Calhoun answered:
Is having 4 car garage consider good from re selling prospective?
Having a four car garage may give your home an edge over other similar homes within the neighborhood that have fewer bays in the garage area. I certainly do not see it somehow being a d ... more
0 votes Share Flag Sun Feb 1, 2015 Home Buying in 30341
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
Hello, Is there anyway I can find a home for sale in the Bradenton / Sarasota Florida, That is about to go under and get at a reduced cost
If you are looking for a website that offers up to date foreclosure listings, I would like to recommend http://www.bankforeclosuressale.com. It is a leading website database that contai ... more
0 votes Share Flag Tue Sep 9, 2014 Home Buying in 30341
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
My good friend has a tax lien to the Irs for 10,000. When we ran his credit report it said 100,000. He has called a half dozen department and no one
I can't imagine what difference the error would make to his already destroyed credit from just any tax lien.
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 30341
manuelcorral…, Real Estate Pro in Phoenix, AZ
manuelcorrales answered:
My wife and I have an IRS Tax Lien. No one will work with us on a home loan (first time).
anyone know of a GOOD tax attorney in arizona
0 votes Share Flag Sun Aug 3, 2014 Home Buying in 30341
James Payne, Real Estate Pro in 30189
James Payne answered:
In my home its upside down, tried to refinance but filed bankruptcy in 2009 ..oops..did not reaffirm. Been making pymts since 2 006. Have I been
Don't walk away from it. See if you are eligible for a short sale or if you want to stay try a HARP2 refi. If this is due to a divorce, you can check the deed records to see if it is o ... more
0 votes Share Flag Wed Jul 23, 2014 Home Buying in 30341
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Can I secure a Jumbo loan with 20% down and a credit score of 690?
Yes! We do Jumbos to $4 million down to a 620 Mid FICO (with exception), 660 with no exception, and 680 for our best rates. Available in AZ, CA, CO, DC, FL, HI, IL, MD, MT, NV, NJ, NY, ... more
0 votes Share Flag Thu Jul 17, 2014 Home Buying in 30341
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I need FHA primary residence Mortgage. I have good stability 13 years owning business,20% to put down , decent income, poor credit TU 624, Equifax 559
If anything is holding you back it would be your credit scores. The lowest credit scores that are usually accepted is around 580. I suggest that you spend some time working on your scor ... more
0 votes Share Flag Wed Nov 13, 2013 Home Buying in 30341
Rebeccatrulia, Renter in United Amigos, Mesa,...
Rebeccatrulia answered:
Looking for a good VA mortgage broker / lender in or near sarasota fl
I am able to help my parent to get reverse mortgage.

http://www.reversemortgagelendersdirect.com/california-reverse-mortgage/
http://www.reversemortgagelendersdirect.com/how-does-a ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in 30341
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
if i file bankruptcy can i buy a home and how do i do that
Reestablish your payment history with timely payments, there is a new program by HUD offering a second chance to borrowers with a bankruptcy or foreclosure to purchase 12 months after a ... more
1 vote Share Flag Sun Sep 1, 2013 Home Buying in 30341
Melissa Goss, Real Estate Pro in Center Moriches, NY
Melissa Goss answered:
i am upside down on my mortgage how do i fix it or get out of it an in a new home
If you do a short sale, which may be the only way out- you will not be eligible to get a loan. Unfortunately there is no good answer here for you, no easy way out. And you are not alone ... more
0 votes Share Flag Thu Aug 22, 2013 Home Buying in 30341
Sk Sherwani, Home Buyer in Atlanta, GA
Sk Sherwani answered:
I would love to know about builder trade in programs in Atlanta. Does anyone know any companies that do this?
please explain to me exactly what u requires.
I do provide project funding.
sksherwan@yahoo.com
0 votes Share Flag Sun Aug 18, 2013 Home Buying in 30341
Rozalyn Fran…, Real Estate Pro in Columbia, SC
Rozalyn Franklin answered:
I asked about builders with a home trade-in program a few weeks back. Does anybody know of any builders?
Check out this website http://www.buildertradeinatlanta.com/
0 votes Share Flag Mon Aug 5, 2013 Home Buying in 30341
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
Looking for a loan in Texas. Credit score of 719. Sale price 1.1 with 20% down. Looking for a loan for 880k. Can't find lender who will take 719.?
I know a few lenders that can do your loan pretty easily too, they require a 680 score for a conventional loan. Let me know if you want a referral or need an agent I would love to help ... more
2 votes Share Flag Wed Jul 24, 2013 Home Buying in 30341
Scott Smith, Real Estate Pro in Atlanta, GA
Scott Smith answered:
how do i find a home in roscoe,il area with a va assumable mortgage or va loan approval in the area first time applying .vietnam veteran
You can call me or apply online and I will provide you with an instant preapproval. We are one of the #1 VA Lender because we waive all costs and fees for our Vets. We are also a partic ... more
0 votes Share Flag Sat May 25, 2013 Home Buying in 30341
Richard- El…, Real Estate Pro in Atlanta, GA
Richard- El Bey answered:
Hi, I would like to know if there are any banks that give home loans with ITIN, thanks
I can get it done for you

Allow me to briefly introduce myself, I am Richard- El Bey. I have been in the lending business since 2000, and I am partnered with several banks and priva ... more
0 votes Share Flag Wed Apr 24, 2013 Home Buying in 30341
William V. A…, Real Estate Pro in 30084
William V. Adams answered:
i have money down and good income but not the greatest credit, how do i get a assumable loan and take over someones mortgage
NENQ loans are no longer available. Today when you assume a loan you must qualify for the loan and all the requirements of the day. I suggest to get with a good lender that's vested in ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in 30341
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
Can I secure a jumbo loan with 20% down and credit score of 685, purchase price $650k?
Yes. I know of some lenders that can do this loan all day long. I have had several clients with scores in the mid to high 600's get convention loans. If you want a referral please visit ... more
6 votes Share Flag Mon Feb 25, 2013 Home Buying in 30341
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
Can you get a loan with 40% down and no credit history?
PS, henry global loan firm is from Bangalore, India. Don't send them money or personal financial information either.
0 votes Share Flag Fri Oct 12, 2012 Financing in 30341
Jean Andersen, Real Estate Pro in Atlanta, GA
Jean Andersen answered:
I am looking for a home in the Framingham Ma 01702 area I have about 10thous cash to put down and both my husband and I have poor credit ..
Eileen,
If your Father is age 62 or better, he could get a reverse mortgage and cashout availble funds and have no mortgage payment. Your Father does not have to sell his home, he can ... more
0 votes Share Flag Fri Oct 5, 2012 Home Buying in 30341
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