Home Buying in 30157 : Advice

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I know Lenders use middle score...but here is my question. I have a charge off only listed on my transunion report.
Yes, if a derogatory item must be paid in full as a condition of the mortgage approval, it can be paid at closing via the closing attorney. You will just need to be able to verify suff ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in 30157
Voices Member,  in
Voices Member answered:
Why is my agent pushing so hard for a HUD home? Does he make more money by selling me one?
I can't speak for his commission but I've financed $100 down HUD homes in Georgia and the ones I've dealt with are excellent properties. There are, however, some that do ... more
0 votes Share Flag Tue Apr 12, 2011 Home Buying in 30157
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
The bank wants to cancel the contract and only sell to cash buyer.
Read completely through your contract and bank addendums. They can get pretty sneaky at throughing things in the bank addendums. If everything is good and they do not have a backdoor, h ... more
0 votes Share Flag Tue Feb 2, 2010 Home Buying in 30157
Marla McWill…, Real Estate Pro in Coeur D Alene, ID
Marla McWilliams-Lopez answered:
Regarding flood insurance, can a buyer back out of a deal if the seller(foreclosure,bankowned) failed to disclose that the home is in a flood zone?
Talk to your lender. Flood insurance can raise the cost of your mortgage payment considerably and you may not be able to qualify at the higher mortgage payment. If your contract ha ... more
1 vote Share Flag Sat Jan 16, 2010 Home Buying in 30157
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
should the seller disclose the fact that the home is in a flood zone?
Discussing official flood zones.....I have a one word answer................YES.......let me repeat that..........YES

If there is a listing agent involved she should have already lo ... more
1 vote Share Flag Thu Jan 7, 2010 Home Buying in 30157
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