30152 : Advice

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Justin Jarre…, Real Estate Pro in 30144
Justin Jarrell Terrie Cummings answered:
Being Georgia a Title Theory State, would a Quit Claim Deed work, for a refinance?
Actually, it will depend on the lender that you are trying to re-fi through, some will accept a quit claim deed and others won't. I suggest you shop lenders and ask the lender that you' ... more
0 votes Share Flag Fri Aug 1, 2014 Home Buying in 30152
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Looking for a non-conforming or private lender in GA for owner occupied property. Short Sale 18 months ago and IRS installment agreement.
IRS liens automatically subordinate to purchase money mortgages, there is no reason to get a subordination agreement and the IRS will never provide one either. Refinances are a differe ... more
0 votes Share Flag Tue Mar 4, 2014 Financing in 30152
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Does anyone know, what lender is allowing a Gift of Equity for a Second Home?
Hi Marco,
A Gift of Equity for a Second Home is often allowed on a Conventional mortgage. The Seller would need to be related to the Buyer.

If you are looking to purchase a propert ... more
0 votes Share Flag Mon Mar 3, 2014 Financing in 30152
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Has anyone dealt with a Loan Assumption in Georgia? Would you be kind to give me your insights? And what lenders are allowing this in Cobb County?
Marco, A lot of lenders will based on the type of loan. Fha is usually assumable, but they are qualifying.
0 votes Share Flag Sun Feb 16, 2014 Financing in 30152
MARCO HAUMAN, Real Estate Pro in 33054
MARCO HAUMAN answered:
Can I get a mortgage if I have two jobs that are PRN status or will I need a cosignor or a full time job?
Yes, you can. You just need to have your income taxes analyzed in detail, and also have the companies ready to verify (or extend letter of employment). It seems an FHA type of loan, wil ... more
0 votes Share Flag Sat Feb 1, 2014 Financing in 30152
Nereida Figu…, Real Estate Pro in Miami, FL
Nereida Figueroa answered:
What is the local property tax rate in Kennesaw, GA Cobb County?
COBBCOUNTY.GOV...There is base in the area the property is located. Take the zip code, start from there
0 votes Share Flag Fri Jan 24, 2014 General Area in 30152
Jim Clemente, Real Estate Pro in Cumming, GA
Jim Clemente answered:
I am looking to get more information about NO PMI loan options in the Kennesaw, Georgia area without 20% down with excellency credit.
Dannie,
Another way to go is to look at homes that qualify for Home Path Loan. These are foreclosed homes held by Fannie Mae. These homes qualify for 3 percent down with no appraisal a ... more
0 votes Share Flag Mon Dec 2, 2013 Financing in 30152
tanya75, Renter in Kennesaw, GA
tanya75 answered:
looking to give the house near kennesaw mountain high school for rent through an agent who helps in property managment.
Hello, I am looking for a family home to rent ion this area. Is this property still available?

Many thanks
0 votes Share Flag Mon Oct 21, 2013 Rentals in 30152
Debbie Mullis, Real Estate Pro in Woodstock, GA
Debbie Mullis answered:
What is the best way to find a good rental in the kennesaw mountain or Harrison school district? Craigslist, agent, or websites?
HI Karen, I can set you up on my website for a rental search of the school district you desire. It will send you all listings in 5 multiple listing services and will give you daily upda ... more
0 votes Share Flag Wed Sep 25, 2013 Home Buying in 30152
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Sale Pending on Short Sale... What does it mean?
Short Sales take time. You should have asked yourself the questions, "Is the amount of money I may save off market value worth the unknown amount of time I would have to wait?" This s ... more
0 votes Share Flag Wed Jun 12, 2013 Home Buying in 30152
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Do any of you realtors have any pocket listings?
I have a few more about to go on the market. Did you ever find your home?
0 votes Share Flag Wed Jun 12, 2013 Home Buying in 30152
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Is there a difference on "credit hit" regarding Shortsale vs Foreclosure?
Yes there is. It can vary as everyone has different circumstances, but the way the credit algorithms work it depends on how the credit default or release of debt is treated and entered ... more
0 votes Share Flag Sun Apr 28, 2013 Market Conditions in 30152
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
What does status pending on a property mean?
In short it means a home is under contract between a seller and a buyer. The terms of which would take a bit more explanation than that, but that is the gist.
0 votes Share Flag Mon Apr 1, 2013 Home Buying in 30152
Rob Whitfiel…, Real Estate Pro in Roswell, GA
Rob Whitfield-Broker/Inspector answered:
How desirable is the Ridenour neighborhood in Kennesaw? Why is a main and sub HOA neccesary? What are they responsible for?
Hi Tina,

The reason for the dual HOA's is there is a Master HOA for the whole developement and various sub HOA's for the different communities in Ridenour - which comprise ... more
0 votes Share Flag Fri Jul 8, 2011 Home Buying in 30152
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