30127 : Real Estate Advice

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Levar Wilson, Real Estate Pro in Copperas Cove, TX
Levar Wilson answered:
How long is an appraisal good for ?
Chris and Rodney, I see a major difference in your answers. One of you states that Conventional appraisals are good for 90-days and the other for 120-day. Which is correct?
0 votes Share Flag Sun Oct 4, 2015 Home Buying in 30127
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
We are selling our home. We are considering owner-financing. We still owe $40,000 on the home. Is this legal?
I'd be more concerned about "WHY the buyer would not ordinarily be qualified" before I offer any hint of financing to them. They could consider a hard money lender if conventional fina ... more
0 votes Share Flag Wed May 13, 2015 Home Selling in 30127
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
What are the top 10 way you tell your seller to increase the value of their home ?
First thing they should do before agonizing over 10 things to do is to do a thorough CMA and get the best comps from the past 3-6 months. Most likely in this economy (with the exceptio ... more
0 votes Share Flag Wed May 13, 2015 Home Selling in 30127
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Are there still Hard Money lenders around ?
Yes... they are around and very helpful when conventional financing is not an option.
If you type in google "hard money lenders 30127 (or city name...)"
Make sure you ask the followi ... more
0 votes Share Flag Wed May 13, 2015 Financing in 30127
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Private Mortgage Lender Needed
You should look into getting a short term affordable adjustable rate mortgage. If that doesn't work, look into a hard money lender...they can get you funds quickly....given you want to ... more
0 votes Share Flag Wed May 13, 2015 Financing in 30127
Ron Krauch, Real Estate Pro in Crestwood, IL
Ron Krauch answered:
Is there a way to select and save a list of homes that are not on the market and be alerted if & when any of them do go on market?
Good evening, David,

The VERY best way to accomplish this is to work with a broker who works in the area you desire. They can set up alerts broken down by dozens of criteria includi ... more
0 votes Share Flag Mon Mar 30, 2015 Home Buying in 30127
Veronica Med…, Renter in Atlanta, GA
Veronica Medellin answered:
Is it possible to get a construction to permanent loan with excellent credit/less than 10% down in GA or do we need to spend a few more years saving?
We are using First Citizens Bank for our build.

http://www.firstcitizensonline.com

They have a 10% down payment, 5/1 arm, interest only payments while building. You have to have ... more
0 votes Share Flag Fri Aug 15, 2014 Financing in 30127
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
In Florida can you remove a house shed and tear down the fence to get it out if the house is in foreclosure?
As long as you still own the house you may take a fence down and get rid of a shed unless you've received specific instructions from the Court not to do any work on the home. If you're ... more
0 votes Share Flag Fri Feb 14, 2014 Foreclosure in 30127
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I'm looking to relocate & purchase here via creative financing, as I have a great job/income & rental histories but only 17 months out of bankruptcy.
Hi CJ,
FHA mortgages are the least restrictive for a previous bankruptcy. HUD requires that a minimum of 24 months must have elapsed from the DISCHARGE date of a Chapter 7 Bankruptcy b ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in 30127
Michael Kirk…,  in West Hartford, CT
Michael Kirkutis answered:
Why do you think ARMs or Adjustable Rate Mortgages have a bad reputation of being risky ?
In the mortgage lending area, ARM mortgages have a advantage of starting lower rates as compared with fixed rate loan but the disadvantage of possibly higher payments over time as the l ... more
0 votes Share Flag Wed Oct 9, 2013 Financing in 30127
user978212, Real Estate Pro in Fayetteville, GA
user978212 answered:
How many times can a client do a rapid re-score, and is it instant ?
I have no idea what a rapid re-score is.
0 votes Share Flag Wed Oct 9, 2013 Financing in 30127
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
Do you recommend Seniors to get a Reverse Mortgage on their home ?
I do not have anything against reverse mortgages and for some individuals they can be beneficial. However this is a complex question and there's simply no one good answer. Seniors would ... more
0 votes Share Flag Tue Sep 17, 2013 Financing in 30127
Marcus Neces…, Real Estate Pro in Bentonville, AR
Marcus Necessary and Heather Campbell answered:
When doing BPO's, how many miles away from the subject property can you go for comparable s ?
It really depends on the market type: urban, suburban or rural. It's hard to justify anything over 10 miles in a rural setting. Most importantly, document why you traveled the distance ... more
0 votes Share Flag Tue Jun 18, 2013 Home Selling in 30127
Marcus Neces…, Real Estate Pro in Bentonville, AR
Marcus Necessary and Heather Campbell answered:
Why do I have to pay money to view foreclosed properties?
You're looking at the wrong websites :) dont pay a penny for that garbage.
0 votes Share Flag Tue Jun 18, 2013 Home Buying in 30127
Tom Sommers/…, Real Estate Pro in Lakeville, MN
Tom Sommers/Edina Realty answered:
How would you advise a seller to determine the value of their home ?
Tonya,

From my perspective there are three basic components that will help you to determine the value of your home. First I look at all of the sold comparables within 2 miles of your ... more
1 vote Share Flag Mon May 27, 2013 Home Selling in 30127
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
Are you asking your clients for a retainer fee ?
To me, that's an insurance policy for a bad Realtor. If you do your job well, shouldn't need it. Of course, that said, there will be customers that come along that aren't really serio ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 30127
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Are you asking your clients for a retainer fee ?
Hi Tonya,
In my region, agents do not request retainer fees. If two agents have the same qualifications and similar experience and the customer can't decide which one to choose but o ... more
0 votes Share Flag Sun May 19, 2013 Financing in 30127
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