Home Buying in 30097 : Advice

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Pancha Vuru, Real Estate Pro in Atlanta, GA
Pancha Vuru answered:
House purchase with loan spouse not on the title
It depends on your state. Some states don't allow your situation. it is because of State tax law.
0 votes Share Flag Mon Nov 5, 2012 Home Buying in 30097
Larry Parker, Real Estate Pro in Gwinnett County, GA
Larry Parker answered:
entitled to half of the house if my wife is the only person on the mortgage but i make all monthly payments.
Definitely get legal advise. Realtors are not attorneys and the best thing any of us can offer up to you is, "Seek legal counsel."
0 votes Share Flag Thu Nov 1, 2012 Home Buying in 30097
Samson Kerni…, Real Estate Pro in Duluth, GA
Samson Kernisant, M.Ed. answered:
How long do I have to wait if I forclose on my current home? Can I do a lease-purchase for a condo or townhome? Should I rent my current property?
I hope it's not too late to consider other options, to foreclosure, like a short-sale. The impact on your credit is not as severe if you do a short-sale, as oppose to a foreclosure. F ... more
0 votes Share Flag Wed Aug 15, 2012 Home Buying in 30097
Samson Kerni…, Real Estate Pro in Duluth, GA
Samson Kernisant, M.Ed. answered:
Good rental property near Alpharetta, Johns creek, Duluth or Suwanee
Those are excellent rental areas, you should do well there. Emory is also very desirable, specialy with Med students, or International students.
0 votes Share Flag Wed Aug 15, 2012 Home Buying in 30097
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How do I convert Section 8 into a HUD homeowner's voucher?
Check with your caseworker, also see link below for local home buying in your state...
http://www.hud.gov/buying/localbuying.cfm
0 votes Share Flag Sun Jun 3, 2012 Home Buying in 30097
Mike Lyles, Real Estate Pro in Duluth, GA
Mike Lyles answered:
How can a Buyer's Agent help me with Lease/Purchase of a home.?
Amanda,

Inventories are decreasing. FSBO sellers are few and far between. A L-P is a difficult transaction to sell to a prospective home seller.

Have you considered securing s ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in 30097
Jim J Bowen, Real Estate Pro in Duluth, GA
Jim J Bowen answered:
Looking for advice on how to come up with the right offer on house I'm currently renting.
Mindy,
Have a real estate agent provide you a list of comparable sales in the neighborhood over the last 6 months. When you take out a mortgage the lender will do an appraisal. Based ... more
1 vote Share Flag Fri May 18, 2012 Home Buying in 30097
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
In the process of buying a house. found out there is lien vs my husband from lawsuit in 04. Can I be only 1 on title,or is this both of our problm?
A lien is what is placed on real property. What your husband has is a judgment. An attorney could tell you what the statute of limitations is for a judgment in Wisconsin. Depending on t ... more
0 votes Share Flag Sun Feb 12, 2012 Home Buying in 30097
Daniel, Other/Just Looking in Baton Rouge, LA
Daniel answered:
In the process of buying a house. found out there is lien vs my husband from lawsuit in 04. Can I be only 1 on title,or is this both of our problm?
sorry, Liens are placed to FORCE your husband to pay his debt

If he is on the mortgage, he has to pay the lien
0 votes Share Flag Sun Feb 12, 2012 Home Buying in 30097
Caroline Choi, Real Estate Pro in 90017
Caroline Choi answered:
can both spouses be listed on the title of a home in RI if only one spouse holds the mortgage?
Check with your lender to see if they feel comfortable doing that. It may also depend on how you end up taking title with both names under it. I have seen a few instances where the le ... more
0 votes Share Flag Mon Aug 29, 2011 Home Buying in 30097
www.AtlantaM…, Real Estate Pro in Atlanta, GA
www.AtlantaMyHome.com answered:
My boyfriend just bought a house under his name alone. If down the road we get married is the property half mine in a court of law?
It is in your best interest to consult an attorney about this.
0 votes Share Flag Fri Apr 29, 2011 Home Buying in 30097
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
Is North Carolina a community property state?
My understanding is the following are community property states, Tp.

Arizona
California
Idaho
Louisiana
Nevada
New Mexico
Texas
Washington
Wisconsin

Please consul ... more
0 votes Share Flag Mon Mar 28, 2011 Home Buying in 30097
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller BrokerAppraiser answered:
can they come after the spouse of the second marriage for the debt of the first marriage?
As David said, lawyer and CPA up.....I would think that unless you personally signed for the debt, probably not but if your husband did then you'll be collateral damage by virtue o ... more
0 votes Share Flag Wed Feb 23, 2011 Home Buying in 30097
Carla Lundy, Real Estate Pro in 30097
Carla Lundy answered:
At the sub-division Bentwood @ Sugarload I was looking at a map of the available lots. Lots 17 and 18 what street are they located on, not on map
Lot 17 is sold and Lot 18 is available - home completed - Monroe floorplan - priced around $304k may go for less. I used to work with the builder and the neighborhood agents.
0 votes Share Flag Wed Aug 18, 2010 Home Buying in 30097
Brad Hartman, Real Estate Pro in Atlanta, GA
Brad Hartman answered:
Can A One Spouse Buy A Property Without The Other Spous Name On The Agreement Since One Is Paying For All Expencers????????????
Only one borrower is needed on the contract, application (loan) if they qualify for the mortgage and if that person chooses they can be the only one on title as well. Good luck with pu ... more
0 votes Share Flag Thu Apr 22, 2010 Home Buying in 30097
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller BrokerAppraiser answered:
If I think a property is over priced (listed for 240 days) should my buyers agent be willing to do a study to support a new price? Even $100,000 less?
Tupec, is this a serious question?

I can't imagine a client asking a question like this or an agent allowing any client to even get in this position? And what do you mean that ... more
0 votes Share Flag Mon Sep 21, 2009 Home Buying in 30097
Joshua Jarvis, Real Estate Pro in Duluth, GA
Joshua Jarvis answered:
Can one spouse of a married couple buy a house in VA w/o using spouse on mortgage or deed?
Yes!

There's some pesky person out there spreading rumors that you have to be married in order to use VA. That violates a whole heck of a lot of stuff.

Like the first answerer, ... more
0 votes Share Flag Sun May 31, 2009 Home Buying in 30097
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller BrokerAppraiser answered:
I have a buyers agent and want to know the pros/cons of using the same agent to list my current home for sale.
If your agent is competent and experienced then there's no reason not to consider them for both sides. As Josh points out, at least make sure they can cover both areas.

If you have t ... more
0 votes Share Flag Thu Feb 12, 2009 Home Buying in 30097
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller BrokerAppraiser answered:
When will bank lower the price?
Chai -

Bank owned homes in "good" areas rarely turn out to be great bargains when all is said and done. True bargains are there, but they are in areas that many buyers don't want to ... more
1 vote Share Flag Mon Dec 1, 2008 Home Buying in 30097
Elo, Real Estate Pro in Suwanee, GA
Elo answered:
Bentwood at Sugarloaf
Bentwood at Sugarloaf is in an excellent area, Duluth, and certainly commuter accessible to the major I-85 artery to Atlanta. Working with a professional REALTOR will enable a full ma ... more
0 votes Share Flag Sun Aug 24, 2008 Home Buying in 30097
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