Home Buying in 27540 : Advice

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Dcolbe44, Home Buyer in Hermitage, TN
Dcolbe44 answered:
I am 52, on SSDI and raising a 12 year old solo. Are there HUD or other government programs that will help me to buy a home?
6th Option:
Check with your local Social Services or Dept. Of Family Services for possible aide in a home purchase as well. Also check with any local Disability or Dept. Of Aging or S ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 27540
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY, CDPE, SRES answered:
Can you get a new mortgage if you are collecting social security?
Absolutely as long as long as you have good credit and enough income coming in to meet the all of your financial obligations. Discuss with a lender to see what you can qualify for.
0 votes Share Flag Mon Jul 21, 2014 Home Buying in 27540
James Loftis, Real Estate Pro in West Palm Beach, FL
James Loftis answered:
how can a person on social security disability apply for a home?
Please contact me , will be glad to recommended to you a good mortgage broker that can help you with this or any other mortgage related questions.

James Loftis
Real Estate 911 Inc B ... more
0 votes Share Flag Sun Jul 13, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
Can a registered sex offender that spent time in prison be allowed to purchase a home that is on ssi payments, yes the tax payers money ?
I do not believe criminal history affects loan eligibility.
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 27540
brittneydhar…, Other/Just Looking in Cary, NC
brittneydhardison answered:
I really want to buy a house I've wanted to do this when my children were small.I have grandchildren now,and I'm still living in the same apartment my
There are numerous programs out there that do allow SSI income. At River Community Bank, N.A. we have programs available for first time homebuyers as well. Please feel free to call me a ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
I would like to purchase a home. I'm on ssi, how can I get a loan?
I would encourage you to speak directly to a lender. I have been told in the past that it should not make a difference if your income is from SSI or a full time job. I do believe the ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
I just posted a question....but I also wanted to ask ..if im on SSD and have good credit..couldn't I use my boyfriends income also to help buy a home?
Absolutely, but they will also have to consider his credit score and debt to income level as well.

Best of luck!
1 vote Share Flag Thu Aug 15, 2013 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
ok...so with my disability income and good credit can I also use my husband to be's income as well to purchase a home?
I would recommend speaking to a lender, however in most cases this should be fine. There are often times when unmarried or engaged couples purchase homes together.

IF you would like ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in 27540
Jerry Boman, Real Estate Pro in Cary, NC
Jerry Boman answered:
Im on SSD and have been told I have good credit but because of my income I cant buy a home....is this true?
Lenders are concerned about your debt to income ratio. If your income comes from several sources , lenders want confirmation that these are permanent and can sustain your monthly mortga ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 27540
BRANJO8589, Other/Just Looking in Holly Springs, NC
BRANJO8589 answered:
can a person who has been convicted and is now a sexually offender get ssi or ssd?
You cannot be a convicted felon and receive SSI - SSDI - TANF. This information is from a family friend, I have not investigated their claims, therefore, I do not have confirmation.
0 votes Share Flag Tue Jul 23, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in North Carolina
Patricia Loflin answered:
I have a small All interest loan on my house, can I write the interest off on my taxes? Both my wife and I are on Disabilty.....thank you
I would talk with a tax professional concerning the interest.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in North Carolina
Patricia Loflin answered:
How quickly are appraisers able to complete appraisals right now?
It depends on the appraiser, normally within five to ten business days.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in North Carolina
Patricia Loflin answered:
if your first home was four closted on can you still get a home on disabilty income?
The first thing you need to do is find a lender and have them see if you qualify now. I would be glad to assist you if you need help. You can reach me at (919) 429-8275.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 27540
Lowell Sterl…, Real Estate Pro in Plano, TX
Lowell Sterling answered:
if your first home was four closted on can you still get a home on disabilty income?
Yes with limitation based on when was the foreclosure and what are the circumstances surrounding it.
Going shopping for a Home. It may seem backwards to shop for a mortgage before you ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
My husband and I are looking to purchase a house within the next 9 months. We have enough income to qualify, but the issue is I don't have any credit.
Well, its been almost 4 months since you posted your question and I hope everything is going great for you.

If you happend to still be having any problems I recommend contact Jeff a ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in 27540
kliberto, Renter in Apex, NC
kliberto answered:
I GET SSI AND I ONLY GET $674.00 A MONTH IS THERE ANYWAY I CAN BUY A HOUSE I RENT NOW BUT I WANT TO BE ABLE TO BUY A HOME
Check with your Rural Developement office. They provide loans for low income and even give assistance with your monthly mortgage if you qualify. I purchased my home through them 7 yrs a ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in 27540
Nathan Wolf, Real Estate Pro in Charlotte, NC
Nathan Wolf answered:
My spouse is on ssi and my inlay are on ssi I take care of them so they have a fixed income I do to I take care of my spouse and inlaw income 4000
The simple answer is: YES.

You can qualify for a mortgage to purchase a home using SSI Income. I have helped several clients on fixed incomes and SSI or Disability Income to qualify. ... more
0 votes Share Flag Thu Mar 8, 2012 Home Buying in 27540
Angelsinthel…, Home Buyer in Rock Hill, SC
Angelsinthelandfill answered:
I GET SSI AND I ONLY GET $674.00 A MONTH IS THERE ANYWAY I CAN BUY A HOUSE I RENT NOW BUT I WANT TO BE ABLE TO BUY A HOME in las vegas nv
yes!! get a HUD voucher and you can get a nice, safe, liveable place with them paying up to 75% of the mortgage. go online, check it out and GB. (ps this applies to rentals AND purchas ... more
1 vote Share Flag Sun Sep 18, 2011 Home Buying in 27540
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