Home Buying in 27540 : Real Estate Advice

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Cliffdoren, Home Buyer in Holly Springs, NC
Cliffdoren answered:
how can a person on social security disability apply for a home?
i have 2 19 yr. old boys who are on ssi not ssd. will they be able to buy a house?
0 votes Share Flag Sat Apr 30, 2016 Home Buying in 27540
Maleekloan1, Home Buyer in New York, NY
Maleekloan1 answered:
I own my home outright. I need a loan for appx. $20,000 . I am on SSDI as my main source of income. I need to know if a loan will affect my SSDI
Attention!!!

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you ... more
0 votes Share Flag Fri Nov 27, 2015 Home Buying in 27540
Maleekloan1, Home Buyer in New York, NY
Maleekloan1 answered:
I just posted a question....but I also wanted to ask ..if im on SSD and have good credit..couldn't I use my boyfriends income also to help buy a home?
Attention!!!

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you ... more
0 votes Share Flag Tue Nov 10, 2015 Home Buying in 27540
Victory Prop…, Real Estate Pro in Raleigh, NC
Victory Property Management answered:
I am on social security disability and don't make a lot of money but need a place to live can i buy a mobile home while on disability.
Mobile homes can be purchased but getting a loan can be a real trouble. You cannot finance them using a conventional mortgage because they depreciate like a car not like a stick built h ... more
0 votes Share Flag Thu Oct 29, 2015 Home Buying in 27540
stephen Steve, Real Estate Pro in Jefferson, IA
stephen Steve answered:
Renting a condo in Melbourne fl..paying 950 . on SSDI / lifetime workers comp settlement.I do not have a sown payment and want to buy. 1st time buyer
Many programs are available to pay your down-payment if you are income qualified and I believe you are.
In fact depending on your monthly income from disability and you specific locati ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
stephen Steve, Real Estate Pro in Jefferson, IA
stephen Steve answered:
I need to get a larger home to buy to get my sons back I need help how can I get any.
I think you may want to contact your local housing authority as they can guide you.
Credit or mortgage counseling is readily available nationwide at little or no cost.
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
stephen Steve, Real Estate Pro in Jefferson, IA
stephen Steve answered:
Can you get a new mortgage if you are collecting social security?
absolutely ! A mortgage can not be declined because of anyones disability.
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
stephen Steve, Real Estate Pro in Jefferson, IA
stephen Steve answered:
I am 52, on SSDI and raising a 12 year old solo. Are there HUD or other government programs that will help me to buy a home?
Have you applied for a Habitat for Humanity program.
With your own sweat equity ( some small labor or help on your end) usually very little, you may actually be able to help yourself a ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 27540
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
Can a registered sex offender that spent time in prison be allowed to purchase a home that is on ssi payments, yes the tax payers money ?
I do not believe criminal history affects loan eligibility.
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 27540
brittneydhar…, Other/Just Looking in Cary, NC
brittneydhardison answered:
I really want to buy a house I've wanted to do this when my children were small.I have grandchildren now,and I'm still living in the same apartment my
There are numerous programs out there that do allow SSI income. At River Community Bank, N.A. we have programs available for first time homebuyers as well. Please feel free to call me a ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
I would like to purchase a home. I'm on ssi, how can I get a loan?
I would encourage you to speak directly to a lender. I have been told in the past that it should not make a difference if your income is from SSI or a full time job. I do believe the ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in Fuquay Varina, NC
Krista Abshure answered:
ok...so with my disability income and good credit can I also use my husband to be's income as well to purchase a home?
I would recommend speaking to a lender, however in most cases this should be fine. There are often times when unmarried or engaged couples purchase homes together.

IF you would like ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in 27540
Jerry and Li…, Real Estate Pro in Cary, NC
Jerry and Linda Boman answered:
Im on SSD and have been told I have good credit but because of my income I cant buy a home....is this true?
Lenders are concerned about your debt to income ratio. If your income comes from several sources , lenders want confirmation that these are permanent and can sustain your monthly mortga ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 27540
BRANJO8589, Other/Just Looking in Holly Springs, NC
BRANJO8589 answered:
can a person who has been convicted and is now a sexually offender get ssi or ssd?
You cannot be a convicted felon and receive SSI - SSDI - TANF. This information is from a family friend, I have not investigated their claims, therefore, I do not have confirmation.
0 votes Share Flag Tue Jul 23, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in Fuquay Varina, NC
Patricia Loflin answered:
I have a small All interest loan on my house, can I write the interest off on my taxes? Both my wife and I are on Disabilty.....thank you
I would talk with a tax professional concerning the interest.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 27540
Patricia Lof…, Real Estate Pro in Fuquay Varina, NC
Patricia Loflin answered:
How quickly are appraisers able to complete appraisals right now?
It depends on the appraiser, normally within five to ten business days.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 27540
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