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Keith Yeargi…, Real Estate Pro in Virginia Beach, VA
Keith Yeargin- Ret. Navy answered:
After ratification of a contract, what are the guidliness regarding the apprasial? Can the apprasial be paid at closing?
yes the appraisal can be paid for at closing. This will vary depending on the each lenders guidelines. Some lenders will require it paid for upfront or will collect a check upfront and ... more
0 votes Share Flag Sat Feb 22, 2014 Home Buying in 23464
Jared&Amanda…, Real Estate Pro in Fort Wayne, IN
Jared&Amanda Christiansen answered:
Is it ethical to give a new prospect an expensive gift to win their business?
A BREAST PUMP? Who the hell brings a breast pump to a prospective client as a gift?? That's the silliest thing I've ever heard.

If an agent is trying to "buy" business, then YES, ... more
0 votes Share Flag Sun Nov 10, 2013 Agent2Agent in 23464
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is the government "shut down" affecting the real estate market?
Not that I have noticed here in my market.
0 votes Share Flag Mon Oct 7, 2013 Home Buying in 23464
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy created a review:
Tarleton Oaks a Wonderful Condo Community! Tarleton Oaks is a condominium development off of Kempsville Road. It is a well kept area of nice homes, sutitable for familes, couples or singles. The development…
0 votes Share Flag Mon Aug 26, 2013 Quality of Life
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
What are first time home buyers supposed to do now with out down payment assistance?
You can get a Virginia first homebuyers loan with a loan downpayment or go VA if you are in the military. Save up or ask you parents to help out.
1 vote Share Flag Mon Aug 26, 2013 Home Buying in 23464
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
is suntrust a bank to deal with a short slae? do they take as long as the bank of american.?
All short sales take time. They are not for those who want a quick closing. It can take any where from 3-6 mons. If you need something sooner then go the regular route. I don't know one ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 23464
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
when a offer has been sent up to the investor for approval . does that mean the seller took your offer?and when the asset manager sends it to the
I am not sure what you mean by the "investor". If you are referring to a short sale and the seller has accepted your offer it then has to be approved by the lender, the person who actua ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 23464
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
What do you do when the sellers agent is difficult to work with on a short sale??
Patience is the key word when dealing with short sales. I purchased two short sales and got very good deals because a buyer backed out before it closed because they couldn't stand the w ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 23464
Lori Bacon, Real Estate Pro in Virginia Beach, VA
Lori Bacon answered:
I was thinking of buying a townhouse in that area Dighton Ct to be exact..but I hjave read several reviews and they are a little unsettling..re: the
Hi Reba, Dighton Ct is in the Rosemont Forest section of Virginia Beach. Also,
you can go to www. spotcrime.com or the city website for stats. I would be happy to help you with your ... more
0 votes Share Flag Thu Nov 1, 2012 In My Neighborhood in 23464
Robin Hollid…, Real Estate Pro in 23464
Robin Holliday answered:
i was looking to buy a home on egton ct does anyone know anything about the area?
Hi . Just checking to see if you got your questioned answered?... I believe that is in the hilltop area of Virginia beach.. I would live to help you find a home .. Give me a call at 757 ... more
0 votes Share Flag Sat Sep 1, 2012 In My Neighborhood in 23464
Clint Johnson, Real Estate Pro in 23322
Clint Johnson answered:
Is it more advantageous to take a higher interest rate such as 4.25 with a lender credit of $600 or a lower interest rate 4.125 without lender credit?
You are correct in taking lower rate. If you do the math, the credit is quite small compared to your savings over the life of the loan. as others have said, you might have your loan off ... more
0 votes Share Flag Thu Oct 14, 2010 Financing in 23464
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Is it more advantageous to take a lower interest rate such as 4.25 without a lender credit or 4.35 with a lender credit of 600.00? Why?
This depends on what your loan amount is. Normally, the .125% difference is worth 1/2 point, so if your loan amount is $120,000 that sounds about right. If you don't need the lende ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in 23464
Patty, Home Buyer in 23464
Patty asked:
Bank of america bought my 203k loan about 4 weeks, the already send me the payment bill, but I still not receive the money to pay off the contractors, my 203k was first thru peoples united bankand was sold to BofA, I never receive a welcome letter from neither banks but the payment bill to pay the morgage, I need help getting the money…
0 votes Share Flag Thu Sep 24, 2009 How To... in 23464
Mbl, Home Buyer in Salt Lake City, UT
Mbl answered:
why cN'T I GET INFORMATION ON THE 203K LOAN THAT IHAVE WITH BANK OF AMERICA ALREADY?
Also not an answer. Bank of America bought my loan more than 5 wks ago, according to the welcome letter telling me where to send my mortgage payment. I have called the disbursement mana ... more
0 votes Share Flag Wed Sep 16, 2009 How To... in 23464
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