Home Buying in 21117 : Advice

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USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
I have an FHA loan, the seller is asking for a conventional loan. Should get a conventional loan or keep the FHA and look for another property?
There are a few questions that comes to mind as a Lender when the seller is insisting what loan you should used. What is the seller hiding that will not past FHA stick guideline? Yes i ... more
0 votes Share Flag Wed Jan 28, 2015 Home Buying in 21117
Ryan , Renter in Lakeville, IN
Ryan asked:
relocating Fl to MD for a great new job opprtnty. I'm worried my credit score will not enable me to. Will my new salary 27k to 60K help w loan? aprvl low credit score but new job will allow me to fix credit eventually...but I don't want to move into another apt. for a year when I move.
0 votes Share Flag Fri Jan 16, 2015 Home Buying in 21117
Tanya L. Ess…, Real Estate Pro in Powder Springs, GA
Tanya L. Ess-Young answered:
I stopped working a year ago to help care for our son, my credit score is 720 but my wife is 660.She earns 140k a year. Can I be a co-applicant.?
Yes. This question however would need to be presented directly to a lender with your financial documentation in order for them to review it and present you both with a pre-qualification ... more
0 votes Share Flag Wed Dec 3, 2014 Home Buying in 21117
Denise Harper, Home Buyer in Owings Mills, MD
Denise Harper answered:
Are there any areas in Owings Mills that don't have HOA/Community Assoc.?
Tollgate does not have HOA fees, although we do have an action group. There is NO Big Brother to tell you what kind of a mailbox you can have. It's a nice neighborhood.
0 votes Share Flag Sat Aug 2, 2014 Home Buying in 21117
Eunice Melvin, Real Estate Pro in Baltimore, MD
Eunice Melvin answered:
Looking to purchase home in owings mills. Credit score has improved greater than 640, but not confident in applying to lenders. I
You're on the right track. We have an in-house credit consultant to help you as well as grant sources. Give me a call.
0 votes Share Flag Fri Apr 18, 2014 Home Buying in 21117
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Are their investors willing to lease to own after forclosure?
Sure.

Assuming you can make the payments--have a steady job, not in trouble with the law--and have a reasonable up-front option fee, many investors would love to work with you.

He ... more
1 vote Share Flag Fri Sep 6, 2013 Home Buying in 21117
Calvanaugh H…, Real Estate Pro in Owings Mills, MD
Calvanaugh Hoskins answered:
Looking to purchase a home ( $580,000 - $650,000) and am wondering what the chances of approval are going fha considering...
I can review your credit and counsel you on the exact steps you need to improve your credit.

Also FHA has loan limits, however those limits are expanded for specific High Costs count ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 21117
Joseph, Real Estate Pro in Columbia, MD
Joseph answered:
We seek advice regarding purchase of new townhouse in Owings Mills. Any information on HOA, ownership, renting?
Ishanahar

I don't know if you found your dream home but I work locally in my home office in Owings Mills MD and Office in Columbia MD. I can assist you in getting that home of your d ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 21117
LISA MILLER…, Real Estate Pro in Prince George's County...
LISA MILLER SCOTT answered:
Looking to buy Single Family in Owings Mills
I have worked with several homeownes in similar situations. Your options will vary depending on your actual cirmustances. Feel free to give me a call to discuss your specific situatio ... more
0 votes Share Flag Mon May 14, 2012 Home Buying in 21117
Paul Miller, Real Estate Pro in Timonium, MD
Paul Miller answered:
I live in Owings Mills, MD and I am looking to buy a new home. I have some questions about Ryan and Ryland homes, and the resale value of townhomes.
Some good responses from the previous anwsers. You should be represented by any real estate agent as first time home buyers. There are many situations that come up when going through ... more
0 votes Share Flag Wed Jan 25, 2012 Home Buying in 21117
Greg Myers, Real Estate Pro in 21771
Greg Myers answered:
Submiting a back up offer on a short sale
Go ahead and submit a "back up" offer to the short sale. You offer should be structured so the time frames on financing, home inspection even your earnest money deposit should ... more
0 votes Share Flag Thu Jan 12, 2012 Home Buying in 21117
Eric Lewis, Real Estate Pro in 21093
Eric Lewis answered:
My husband and I are looking to rent to own a home near owings mills in March/April. we are in need of some help.
I would be happy to help you in your search. Please give me a call and I will get some more information from you and we can start looking.
0 votes Share Flag Thu Jan 12, 2012 Home Buying in 21117
Paul Moffett, Real Estate Pro in 21157
Paul Moffett answered:
Should I buy a home that is priced $30k more than the Phase-In Assessments price?
Hello,
You cannot really put much into the tax assessment,many people contest them to get taxes reduced.
The best thing to go by is your appraisel.That is also just a picture in time ... more
0 votes Share Flag Fri Sep 10, 2010 Home Buying in 21117
Secret Agent, Other/Just Looking in Maryland
Secret Agent answered:
How much negotiating room is there when buying from a builder?
your offer was 20% lower than list. let me give you a few facts

i did a simple search so that i could speak fact instead of fiction. here are the legit numbers. you are in columbi ... more
0 votes Share Flag Tue Aug 17, 2010 Home Buying in 21117
Brenda Lane-…, Real Estate Pro in Owings Mills, MD
Brenda Lane-oliver answered:
I'm currently in a contract of sale with a bank to buy a condo (foreclosure). The bank is reorganizing in several areas and the asset manager
I am repeating what everyone else is saying, but you do need the signed addendums to proceed to closing.. Unfortunately, the paperwork could be sitting on someone desk. Ratified contr ... more
0 votes Share Flag Tue Apr 13, 2010 Foreclosure in 21117
Richard Peeb…, Real Estate Pro in 21093
Richard Peebles answered:
how do you estimate the Owings Mills Real estate appreciation for next 6 years from now? Any idea to find out?
Bhavesh, If you're question is based on whether to buy a house now or not. The answer is - if are you planning to stay in the property for the next 5-years (the national average), the ... more
0 votes Share Flag Sun May 25, 2008 Home Buying in 21117
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