20906 : Advice

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Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Should buyer be present at the seller's house when the appraiser comes to appraise the house from the bank?
The homeowner can certainly be home during the appraisal.

Usually the buyer''s agent accompanies the appraiser, as a courtesy.

There s no need for the buyer to be present - as t ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in 20906
Susan Gay, Home Buyer in Vidor, TX
Susan Gay answered:
Should buyer be present at the seller's house when the appraiser comes to appraise the house from the bank? I'm buying direct from seller.
I despise appraisers. They are never accurate and if it is a gov't loan, kiss your value adios. No, they are alone when they appraise.
0 votes Share Flag Fri Jun 12, 2015 Home Buying in 20906
sdelcam, Home Buyer in Pearland, TX
sdelcam answered:
I am retired, and have a mortgage. I want to help my son & his fiance' to buy a home by using my IRA for a down payment. How do I do that?
I am a parent to adult children so I understand your desire to help them "get started". Unless you are wealthy, and/or the $10,000 is less than 5% of your retirement assets, you should ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 20906
salas_janet, Home Buyer in Dalton, GA
salas_janet answered:
Can I, and how would I get approved for a mortgage loan with work permit? Please read.
thing is...he is going to get his residency soon...it's not an ongoing permit..
0 votes Share Flag Mon Apr 6, 2015 Home Buying in 20906
Waled Sayed, Real Estate Pro in washington dc, DC
Waled Sayed answered:
I am considering moving from Northern Virginia to Montgomery County, but am totally unfamiliar with the area. I have two teen daughters. Is Silver?
Dear Naomi,

Thank you for your question.

Please check out this link http://waledsayedrealtor.com/community-reports.

I hope this will be a good recourse for you.

All the bes ... more
0 votes Share Flag Wed Oct 29, 2014 In My Neighborhood in 20906
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
Paying an Agent but not his agency? Is this illegal or unethical?
Agents are paid by their broker. An agent asking for a direct payment sounds like a shady agent.
0 votes Share Flag Fri Apr 11, 2014 Home Buying in 20906
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Can I buy in the US even with a recent break in US residency?
Yes! There are lenders like myself that offer loans for this particular situation. One loan to consider is the Foreign National Loan. These loans are meant for non-residences/citizens s ... more
0 votes Share Flag Sat Oct 12, 2013 Home Buying in 20906
BJ Matson, Real Estate Pro in Maryland
BJ Matson answered:
How can I determine the current value of my Leisure World 2 bedroom, 2 bath condo (1,095 sq.ft.)
Hi Reggie, are you looking to sell your home? Or do you need a value for estate or other reasons...
I work the Leisure World community and have closed many clients here & sold their h ... more
1 vote Share Flag Sat Sep 28, 2013 Market Conditions in 20906
Wayne Christ…, Real Estate Pro in North Bethesda, MD
Wayne Christopher answered:
My house in Glenmont was recently reassessed for what I think is way too much. It is a single family house
Two Free way to get comps. Click on the link to see what homes in your area are selling for. The other way to determine estimated value is www.eppraisal.com
0 votes Share Flag Sat Feb 9, 2013 Market Conditions in 20906
Wayne Christ…, Real Estate Pro in North Bethesda, MD
Wayne Christopher answered:
Is the market in 20906 starting to improve? It seems like there are fewer listings for townhouses in this
The market has improved significantly. See market conditions from 2009 to present.
Click on the link
0 votes Share Flag Sat Feb 9, 2013 Market Conditions in 20906
Wayne Christ…, Real Estate Pro in North Bethesda, MD
Wayne Christopher answered:
What is the price movement do agents see after ICC completed along the north Silver Spring stretch?
ICC is completed. Inventory is low and sales are up.
Click the link to view market conditions for 20906
0 votes Share Flag Sat Feb 9, 2013 Market Conditions in 20906
Natalie Dean…, Real Estate Pro in 20015
Natalie Dean-Vinson answered:
How does having someone else on the title(on 1st home) affect me being able to buy alone? 30%equity and rent will cover mortgage/insurance/taxes
Good Afternoon KC:
In speaking with a loan officer the first question they are going to ask is have you been receiving rental income for at least a year and have you filed this on yo ... more
0 votes Share Flag Wed Jan 4, 2012 Financing in 20906
Natalie Dean…, Real Estate Pro in 20015
Natalie Dean-Vinson answered:
What percentage of your income do banks use when approving you for a home loan?
Good Afternoon KC:
All the previous answers are good ones, especially from the loan officer Nick Pakulla. In speaking with a loan officer the first question they are going to ask is ha ... more
0 votes Share Flag Wed Jan 4, 2012 Financing in 20906
Marty Hosking, Real Estate Pro in Omaha, NE
Marty Hosking answered:
Is it necessary to show my bank account balance in order to make an offer on a condo that I am prepared to pay cash for?
I have encountered this dilemma with buyers before. Sellers have reasons--and sometimes not reasons--to ask for certain things from prospective buyers---a certain title company, a certa ... more
0 votes Share Flag Tue Sep 13, 2011 Home Buying in 20906
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
I'm looking for the buyer Agent to help me.
Hello Mary,

Silver Spring is a great area. Born and raised so I am a little biased! :) if you need any help searching for you home I am available to assist you. I have experience w ... more
0 votes Share Flag Sat Feb 5, 2011 Home Buying in 20906
Stanley Bars…, Real Estate Pro in Silver Spring, MD
Stanley Barsch answered:
Looking for an Agent who works in Silver Spring, MD and is comfortable with short sales.
Hi Lauren,

I've worked with many short sales in the past. Short sales luckily have become easier to navigate with, since President Obama recently made changes to allow credits ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in 20906
Robert Pratt, Real Estate Pro in ,
Robert Pratt answered:
I am a self employed for the past 8 months, with a very good income
Yes that is correct, not only do you have to be self employed for 2
years you must be able to prove it, provide bank statements profit/loss
and all of that. It must be reported income ... more
0 votes Share Flag Fri Jan 29, 2010 Home Buying in 20906
Dane Hahn, Real Estate Pro in Exeter, NH
Dane Hahn answered:
Can you have a co-signer, if you already sign a contract, bank accept but your financing fell through?
Check with your lender. I would say yes, but each state and lender have their own guidelines. If you have a parent or a partner who can help out--and you have the income to service the ... more
0 votes Share Flag Thu Jan 28, 2010 Home Buying in 20906
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