20878 : Real Estate Advice

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Rebecca Kwan, Home Owner in Rockville, MD
Rebecca Kwan asked:
How do I remove the listing?
0 votes Share Flag Mon Jul 25, 2016 For Rent in 20878
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Lender's Title Insurance and Homeowner's Title Insurance. Do I really need it? We can save $1200
Title insurance is very necessary. A person cannot legally sell you a home without settling all debts and liens against said property. You have no way to verify what debts have to be se ... more
0 votes Share Flag Fri Jul 15, 2016 Home Buying in 20878
Puravp, Home Buyer in Gaithersburg, MD
Puravp answered:
can you negotiate with NV homes when buying a pre-construction home?
if you go without an agent, the builder could discount the 3% commission towards the price of the house
0 votes Share Flag Mon Jul 11, 2016 Home Buying in 20878
Ajkelley699, Home Buyer in Gaithersburg, MD
Ajkelley699 asked:
Hello! I am looking for a townhouse for my children and I! I'm having trouble getting approved due to credit. I'm currently working on tha . Which is hard when your friend stole your IDENTITY!! HOWEVER, I've been lucky enough to live in 2 houses, with that being sai . I making good enough money to afford 1400-1600mo.…
0 votes Share Flag Wed May 4, 2016 Rentals in 20878
Patrick McNe…, Home Seller in Gaithersburg, MD
Patrick McNeil asked:
I want to post a review of my agent, but hes not listed, Hes name is ITAMAR SIMHONY (ETAY) registered in MD agent ID 582672. please add a listing for him or show me how, thanks
Patrck McNeil
0 votes Share Flag Thu Jul 23, 2015 Home Selling in 20878
Alex Saenger, Real Estate Pro in Rockville, MD
Alex Saenger answered:
I am a new home buyer looking to purchase in the 20878/20850 area. How can I figure out exactly how much I can afford?
All great advise. Just keep in mind that the lender or loan officer is identifying the maximum you can afford, not what you will need to spend. Once you know your ceiling, you then want ... more
0 votes Share Flag Thu Jan 29, 2015 Home Buying in 20878
George Raymo…, Real Estate Pro in Fort Worth, TX
George Raymondo answered:
What is the best website to use to check your credit score?
You can check with the Consumer Websites, but those are not going to give you an accurate depiction of a Lender's credit score. The reason is simple. Lenders, Retailers, and Auto Financ ... more
0 votes Share Flag Fri Oct 10, 2014 Home Buying in 20878
Jody Lish, Real Estate Pro in Potomac, MD
Jody Lish answered:
is diamond and fernshire farms a nice place to buy a townhome? i heard that this place is and will become bad. Please advise?
It's a nice area, but I think you should look at other neighborhoods in 20878 as long as you're looking. Let me know if I can help you. I've lived in this area all my life!
0 votes Share Flag Fri Jan 10, 2014 Home Buying in 20878
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
I am selling my property @14005 Saddle River Dr North Potomac MD 20878 how can I update information about my property? Your information is wrong.
Assuming your property is currently for sale, your agent can update that information for you. If they don't already have a Trulia account, it is free and easy to sign up. Trulia feeds ... more
0 votes Share Flag Wed Oct 2, 2013 Home Selling in 20878
Greg Myers, Real Estate Pro in Gaitherburg, MD
Greg Myers answered:
Can bank refuse to consider my offer for short sale because earlier effort at SS failed? I was not the reason it failed. House in Gaithersburg
Was the short sale negotiator "ATC" which had their license revoked by the state of Maryland?? The listing agent should select another firm to handle the negotiations and all parties s ... more
0 votes Share Flag Wed May 22, 2013 Home Buying in 20878
Catherine Wa…,  in Gaithersburg, MD
Catherine Wallenmeyer answered:
I am interested in the Diamond Farm/Quince Orchard Boulevard, how is the area for schools, shopping and safety?
Contact Peggy Lyn Speicher she is a magnificent agent who can counsel you on the homes available for sale in that area. I am a local Lender with Presidential Mortgage Group located in ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
I am making 67k/yr looking for 3BR 2 bath around 1600sq feet in Montgomery Village. My credit score is around 650. What can I expect to pay monthly?
Hello Sergy,

I am a senior mortgage loan officer in Maryland and will be happy to run numbers for you to let you know how much you will qualify for your new home.

You can either c ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
What's a strategy for securing a mortgage with a 650 credit score, 10K in the bank for an independent consultant with a fluctuating income?
Hi Fact,

Your credit score is sufficient but you'll need to have a history of income at the same type of position. And, unless you are eligible for a VA loan, you'll need a minimum ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in 20878
Susan McFarl…, Real Estate Pro in Gaithersburg, MD
Susan McFarland answered:
I am looking to buy a single family or a townhouse to live in by February 1, 2013. I have a credit score that is above 700 and make $46000 a year.
BJ is right JR-there is a killer no money down and no monthly mortgage insurance loan out there for your income/credit score .
Give a shout if I can help.
susanmcfarland@mris.com
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 20878
Shelley Green, Real Estate Pro in Bethesda, MD
Shelley Green answered:
A SFH in Gaithersburg, MD in a residential commercial mixed area, what is the pros and cons to buy a SFH in a mixed development area? thanks
If you are referring to communities like King Farm, Fallsgrove and the Kentlands, these communities have always been the preferred neighborhoods. The owners like to be able to walk to s ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
Shelley Green, Real Estate Pro in Bethesda, MD
Shelley Green answered:
Do we have any new development areas like Clarksburg Village already or being planned around Clarksburg or Damascus?
Yes, Winchester Homes will be having their Cabin Branch sale office open in Clarksburg around mid-March to late April with deliveries beginning as early as mid-fall. They will have THs, ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
mindyge, Home Buyer in Gaithersburg, MD
mindyge answered:
Should You consider/look into Feng Shui before Buying a House?
Feng Shui works in eastern countries with their cultures and traditions, there is not much Feng Shui tradition here in US, I do not believe it will work here.
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 20878
Charles Niu, Real Estate Pro in Rockville, MD
Charles Niu answered:
Does anyone know anything about the Diamond Farm townhouses off of Quince Orchard Drive? Schools, crime, etc.
Anne,

Copy and paste this link to a browser, it will help you.

http://mris.rdesk.com/communityinfo/CommunityReports.aspx?allowprint=0&showreportheader=1&showtoolbar=1&appname=MRIS ... more
0 votes Share Flag Thu Nov 15, 2012 In My Neighborhood in 20878
Margo,  in 20878
Margo answered:
Is Darnestown, MD actually part of Gaithersburg? Same zip?What is the transfer tax for Buyer? For Seller?
Yes it is and as far as the transfer tax this is based on a area price etc if you have a home in question please feel free and I can give you the transfer tax based on that property.
0 votes Share Flag Thu Jul 26, 2012 General Area in 20878
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