Home Buying in 19154 : Advice

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Andrew Himes, Real Estate Pro in Collegeville, PA
Andrew Himes answered:
have until 6/30 to get a mortgage or move. We want to keep house. Husbands score is 573. Need help w/ a no money down bad credit company. plz help
Call Steve Gouviea at Reliance First Capital mortgage, if there is anything that can be done to help he will be able to do so. His number is (610) 401-4165
0 votes Share Flag Mon Apr 7, 2014 Home Buying in 19154
Jo Major, Real Estate Pro in Philadelphia, PA
Jo Major answered:
I am purchasing a house via cash how much should I expect to pay in closing closts. Purchase price of the house is $47500
Hi Chris,

Here is a rough estimate of the closing costs that you will incur:

Conveyancing Fee $290.00
Notary Fee $35.00
Title Insurance ... more
0 votes Share Flag Thu Oct 17, 2013 Home Buying in 19154
Tracy R. Rob…, Real Estate Pro in Philadelphia, PA
Tracy R. Robinson answered:
Are there any funds in Philadelphia for 1st time buyers?
Hi Bettyann Mcburnie

There are all kinds of programs around. It's just a matter for matching to a plan for your situation. Call me 267-395-0251 and leave me a message if I am not av ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 19154
Paul J Carson, Real Estate Pro in Philadelphia, PA
Paul J Carson answered:
In the process of divorcing and moving back to Philly. Any chance of me getting a mortgage and being considered to purchase a home?
Hello, I would happy to have a chat with you about your options offline. Please connect with me at your convenience.

Best,
Paul Carson – Guaranteed Rate – www.PaulCar ... more
0 votes Share Flag Sun Apr 21, 2013 Home Buying in 19154
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
Had a Ch. 13 started in 2011 had a FHA forclosure sheriff sale date July 2011 wait time for VA home loan?
Good Evening P Kline,

The norm is 2 years..... and showing a restructured credit rating.

I have a Finance Mngr that can help you restructure...?

Feel free to call me so I can ... more
0 votes Share Flag Sun Jan 13, 2013 Home Buying in 19154
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
Refi question, investment property Philadelphia, PA.
This is not something that can be explained by e-mail if you call me at 215-725-5700 X49 I can enplane the Tax part and the reason for the additional escrow deposit. I'm going to try bu ... more
0 votes Share Flag Sat Dec 29, 2012 Investment Properties in 19154
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
What can I expect to pay in closing costs for selling and buying a home in Philadelphia, PA?
You should be asking you Real Estate Agent because he should be giving you Buyers and Sellers Closing Cost because they both cotain information that you don't want as public knowle ... more
0 votes Share Flag Sat Nov 19, 2011 Home Buying in 19154
Scott Wade, Real Estate Pro in Cherry Hill, NJ
Scott Wade answered:
I just placed an offer. My pre-approval shows me putting down 20%, although im approved well above my offer. Am i obligated to put down the 20% now?
If the lenedr only requires 5% down then that is really all that you need. The seller should not care what you put down. The seller may have accepted the offer becaue it was less of a ... more
0 votes Share Flag Wed Jul 6, 2011 Home Buying in 19154
Bruce Lang, Real Estate Pro in Philadelphia, PA
Bruce Lang answered:
IF I BUY A CONDO AND THE ROOF NEEDS CHANGED AFTER SO MANY YEARS, DO I NEED TO PARTLY PAY FOR THAT OR IS IT COVERED BY THE ASSOCIATION FEES PAID MONTH?
Shelia...it depends on the association. there is something called a capital reserve account. usually the roof will be "reserved for" over time so there in money available... ... more
1 vote Share Flag Tue Apr 12, 2011 Home Buying in 19154
Voices Member,  in
Voices Member answered:
How do I find out about foreclosure homes I want to purchase?
S. Chan, It seems you might be asking for information on the foreclosure purchase/bid process and how you can view REO/Foreclosure properties. If so then this might help.

This shoul ... more
1 vote Share Flag Thu Aug 26, 2010 Foreclosure in 19154
Larry Lichtm…, Real Estate Pro in Philadelphia, PA
Larry Lichtman answered:
I moved into an apartment in April. The landlord turns out to not be the owner now. We were served foreclosure papers this morning. What do I do?
Hi Madison,

I would definitely start looking for a place to move to. However, the bright side of this is, you should no longer pay any rent unless the bank notifies you through an a ... more
1 vote Share Flag Sat Aug 14, 2010 Foreclosure in 19154
Michael P Co…, Real Estate Pro in Philadelphia County,...
Michael P Cohen 610-642-0347 answered:
DOES A PERSON HAVE TO BE SERVED WITH PAPERS BEFORE A HOUSE CAN BE SOLD AT SHERIFF SALE/?
The answer is for Philadelphia only, They Sheriff Dept sends service only thorugh US postal system. You will not get served by Peron, like other Civil actions. Contact your lender if ... more
0 votes Share Flag Sun Jul 18, 2010 Foreclosure in 19154
Robert A. Ma…, Real Estate Pro in Northeast Philadelphia...
Robert A. Martini answered:
Is a condo better for an older couple?
Dear Ann-
The answer to your question is Yes! Condo's are great for older active people who aren't interested in taking care of the mundane duties of life such as shoveling s ... more
0 votes Share Flag Mon Jul 12, 2010 Home Buying in 19154
Chris Kaisin…, Real Estate Pro in 19154
Chris Kaisinger answered:
Do you think they will extend the $8,000 tax credit for 1st time homebuyers again?
I have to agree with the rest of these guys, I don't think its coming back. That being said, it opens the door for serious buyers to get a good deal. The pool of buyers will decrea ... more
0 votes Share Flag Mon May 3, 2010 Home Buying in 19154
Gayle Terry, Real Estate Pro in 99203
Gayle Terry answered:
Why do some real estate listings have no pictures with the listing? (These are houses that have been on the
To represent you seller , you need good pictures of the home. It makes one wonder that they are trying to hide the condition of the home.
0 votes Share Flag Tue Apr 6, 2010 Home Buying in 19154
Debe Maxwell,…, Real Estate Pro in Charlotte, NC
Debe Maxwell, CRS answered:
i made an offer for pre approval short sale house 2 days ago .how long does take to get the response and how long the whole process will take ?also
Stephanie Somers is absolutely correct and is an expert in short sales. Her blog post is a good read for you as well.

Good luck with it!

Debe
0 votes Share Flag Tue Apr 6, 2010 Home Buying in 19154
Bill Sims, Real Estate Pro in 19154
Bill Sims answered:
i want to buy a house me and my husband but i dont have any down payment so do you think they going to
Lalla,

Did you know if your a first time home buyer you can get $5000.00 up front for your closing cost, plus you still can have seller pay up to 6% of your closing cost. If you lik ... more
0 votes Share Flag Wed Aug 19, 2009 Home Buying in 19154
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Can I change realtors?
Ann,

WOW. I am suprised they told you that. Does this person have a team or something?

-Sean
0 votes Share Flag Fri Jul 10, 2009 Home Buying in 19154
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